Home Loan Balance Transfer: Lower Your EMI or Get Next EMI From Us

Are you struggling with high home loan EMIs? What if we told you that you could reduce your EMI with a simple step? And if we can’t lower your EMI, we’ll pay your next EMI up to ₹50,000! Opt for a home loan balance transfer with us and get your EMI reduced! And in the rare case that we cannot lower your EMI, we’ll cover one month’s EMI for you (up to ₹50,000). In all, a win-win situation for you.

In February, the six-member Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) lowered the repo rate by 25 basis points (bps) to 6.25% after maintaining it at 6.50% for two years. This is the first repo rate cut in almost five years and will lead to a fall in interest rates and home loan EMIs. This is the perfect time for you to transfer your home loan and start saving on your monthly payments with our ‘EMI Ghatao Ya EMI Pao campaign.’

How Does It Work?

1. Check Your Existing EMI: Start with checking your existing home loan EMI, as you may be paying a higher EMI due to a higher interest rate.
2. We Find a Lower Interest Rate: We will find a new option for you at a lower home loan interest rate and help you with loan transfer as well.
3. Start Saving: With a lower home loan interest rate, your EMI will decrease, helping you save thousands or even lacs over your loan tenure.
4. Our Guarantee: If we cannot reduce your EMI, we will pay your next EMI up to ₹50,000!

Why Should You Consider a Balance Transfer?

1. Lower Interest Rate = Lower EMI: Even a 0.5% reduction in interest rate can make a big difference in the long run.
2. Higher Savings Over the Loan Tenure: A small drop in interest can save you lacs over 15-20 years.
3. No Hidden Charges: We ensure complete transparency in the balance transfer process.
4. Easy and Hassle-Free Process: Our experts handle all the paperwork and ensure a smooth transition while you focus on savings.

Suggested read: Balance transfer home loan

How Much Can You Save?

Let’s understand with an example.

Meet Rahul, a 35-year-old professional who took a ₹50 lac home loan for 20 years at a 9% interest rate. He is currently paying a home loan EMI of ₹44,986 per month.
With the recent RBI repo rate cut, we find a lender offering a lower interest rate. Here’s how much Rahul will save:

 

By opting for a home loan balance transfer, Rahul saves ₹2,226 every month and a massive ₹5.3 lacs over his loan tenure!

How to Apply?

With our ‘EMI Ghatao Ya EMI Pao’ campaign, this is your golden opportunity to save on your EMI by getting your home loan balance transferred or get a free next month’s EMI up to ₹50,000! Click here or call us at +91 72 7006 9008.