Are you struggling with high home loan EMIs? What if we told you that you could reduce your EMI with a simple step? And if we can’t lower your EMI, we’ll pay your next EMI up to ₹50,000! Opt for a home loan balance transfer with us and get your EMI reduced! And in the rare case that we cannot lower your EMI, we’ll cover one month’s EMI for you (up to ₹50,000). In all, a win-win situation for you.
In February, the six-member Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) lowered the repo rate by 25 basis points (bps) to 6.25% after maintaining it at 6.50% for two years. This is the first repo rate cut in almost five years and will lead to a fall in interest rates and home loan EMIs. This is the perfect time for you to transfer your home loan and start saving on your monthly payments with our ‘EMI Ghatao Ya EMI Pao campaign.’
Suggested read: Balance transfer home loan
Let’s understand with an example.
Meet Rahul, a 35-year-old professional who took a ₹50 lac home loan for 20 years at a 9% interest rate. He is currently paying a home loan EMI of ₹44,986 per month.
With the recent RBI repo rate cut, we find a lender offering a lower interest rate. Here’s how much Rahul will save:
Loan Details | Before Balance Transfer | After Balance Transfer |
Loan Amount | ₹50,00,000 | ₹50,00,000 |
Interest Rate | 9% | 8.30% |
Tenure | 20 years | 20 years |
EMI | ₹44,986 | ₹42,760 |
Monthly Savings | – | ₹2,226 |
Total Savings Over 20 Years | – | ₹5,34,233 |
By opting for a home loan balance transfer, Rahul saves ₹2,226 every month and a massive ₹5.3 lacs over his loan tenure!
How to Apply?
With our ‘EMI Ghatao Ya EMI Pao’ campaign, this is your golden opportunity to save on your EMI by getting your home loan balance transferred or get a free next month’s EMI up to ₹50,000! Click here or call us at +91 72 7006 9008.
In a major push toward sustainability and workforce development in the Indian real estate sector,…
The MHADA Lottery 2025 is set to bring fresh hope for homebuyers in Mumbai, as…
The Maharashtra government launched its new housing policy 2025, Majhe Ghar, Majha Adhikar (My Home,…
Indiramma Housing Scheme 2025 is an initiative by the Telangana government to transform the dream…
Pradhan Mantri Awas Yojana (PMAY) is one of the most ambitious and impactful initiatives the…
The Pradhan Mantri Awas Yojana Gramin (PMAY-G), also known as the Prime Minister Awas Yojana…