{"id":3003,"date":"2025-03-24T11:03:46","date_gmt":"2025-03-24T11:03:46","guid":{"rendered":"https:\/\/www.basichomeloan.com\/blog\/?p=3003"},"modified":"2025-09-11T11:56:11","modified_gmt":"2025-09-11T11:56:11","slug":"deen-dayal-jan-awas-yojana","status":"publish","type":"post","link":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/deen-dayal-jan-awas-yojana","title":{"rendered":"Deen Dayal Jan Awas Yojana DDJAY: Housing Scheme of Haryana Govt."},"content":{"rendered":"<p>The Deen Dayal Jan Awas Yojana (DDJAY) is a flagship housing scheme initiated by the Haryana Government. It aims to promote affordable plotted housing for the middle and lower-income groups. Under the Deen Dayal Awas Yojana Gurgaon, buyers can access affordable residential plots with legal approvals and basic amenities. Focused on urban expansion areas like Gurgaon, this scheme encourages the development of high-density colonies with modern infrastructure. Read the blog to learn more about the Deen Dayal Scheme in Haryana.<\/p>\r\n<p><strong>Table of Contents<\/strong><\/p>\r\n<ul>\r\n<li><strong><a href=\"#1\">Key Highlights of Deen Dayal Jan AwasYojana<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#2\">Deen Dayal Awas Yojana, Haryana<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#3\">Main Features of the Deen Dayal Scheme<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#4\">Main Benefits of the Deen Dayal Awas Yojana Gurgaon<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#5\">Eligibility Criteria to Apply for the DDJAY Policy<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#6\">Documents Required to Apply for the Deen Dayal Jan Awas Yojana<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#7\">Apply for the DDJAY Policy in Haryana<\/a><\/strong><\/li>\r\n<\/ul>\r\n<h2><b><span id=\"1\">Key Highlights of Deen Dayal Jan AwasYojana, Haryana<br \/><br \/><\/span><\/b><\/h2>\r\n<table style=\"border-collapse: collapse; width: 837px; border-width: initial;\" border=\"1\" width=\"837\"><colgroup><col width=\"194\" \/><col width=\"430\" \/><\/colgroup>\r\n<tbody>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\"><strong>Name of the Scheme<\/strong><\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\"><strong>Deen Dayal Jan Awas Yojana Haryana<\/strong><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">Launched By<\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">Haryana State Government<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">Objective<\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">To provide affordable housing to the financially\u00a0 weaker sections of the state<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">Beneficiary<\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">Residents of the state<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">Official Portal<\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\">tcpharyana.gov.in<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h2><b><span id=\"2\"><br \/>What is Deen Dayal Awas Yojana, Haryana?<\/span><\/b><\/h2>\r\n<p>The Deen Dayal Jan Awas Yojana Haryana (DDJAY) is an impactful initiative by the Haryana Government. It aims to provide affordable plotted housing to the lower and middle-income groups in low and medium-potential towns across the state. It supports the \u201cHousing for All\u201d mission of the Central Government by making homeownership accessible, especially in cities like Gurugram, Sonipat, Panipat, and Faridabad. Through the DDJAY Policy, the state government of Haryana encourages private developers to build high-density residential colonies with essential infrastructure like roads, water, and electricity.<\/p>\r\n<p><strong>Suggested read: <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/benefits-of-pradhan-mantri-awas-yojana\">Benefits of Pradhan Mantri Awas Yojana<\/a><\/strong><\/p>\r\n<h2><b><span id=\"3\">Main Features of the Deen Dayal Scheme, Haryana<\/span><\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Have a look at the main features of the Deen Dayal Awas Haryana Yojana 2025:<\/span><b><\/b><\/p>\r\n<ol>\r\n<li><b>Affordable Housing for Middle and Lower-Income Families: <\/b><span style=\"font-weight: 400;\">The DDJAY scheme provides cost-effective housing solutions to those belonging to middle and lower-income families.<\/span><\/li>\r\n<li><b>Infrastructure Development: <\/b><span style=\"font-weight: 400;\">This yojana boosts the state\u2019s infrastructure by focusing on the development of well-planned roads, water supply, drainage systems, and electricity connections.<\/span><\/li>\r\n<li><b>Streamlined Approval Procedure: <\/b><span style=\"font-weight: 400;\">Simplified and fast-tracked approval processes encourage private developers to participate in affordable housing projects.<\/span><\/li>\r\n<li><b>Wide Availability Across Small and Medium-Sized Towns: <\/b><span style=\"font-weight: 400;\">Another salient feature of the DDJAY policy is the expansion of residential colonies beyond major cities across semi-urban and rural areas for balanced regional development.<\/span><\/li>\r\n<li><b>Interest Subsidies and GST Reduction: <\/b><span style=\"font-weight: 400;\">Eligible applicants can benefit from interest subsidies and reduced GST under the Pradhan Mantri Awas Yojana (PMAY).<\/span><\/li>\r\n<li><b>Provision for Mortgaging Salable Property: <\/b><span style=\"font-weight: 400;\">The scheme allows homebuyers and developers to mortgage properties for loans, enhancing financial flexibility. This provision makes it easier to secure funding for construction and purchase, ensuring smoother project execution and homeownership.<\/span><\/li>\r\n<li><b>Removal of the 50% Salable Area Freeze Clause: <\/b><span style=\"font-weight: 400;\">Through this scheme, the state government has removed the 50% salable area freeze clause. This means that more beneficiaries can avail of affordable housing under this scheme.\u00a0<\/span><\/li>\r\n<\/ol>\r\n<h2><b><span id=\"4\">Main Benefits of the Deen Dayal Awas Yojana Gurgaon<\/span><\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Below are the main benefits of the Deen Dayal Awas Yojana:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Affordable housing for the state\u2019s financially weaker families.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Colonies are built on 5 to 15 acres of land that include plots of 150 sq. meters.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">10% of the licensed area of the colonies to be given access to the government to provide some basic amenities to the citizens.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buyers can avail of the interest subsidies through the PMAY for the DDJAY plots.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Homes under the DDJAY scheme are widely available in small and medium-sized towns within Haryana.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Homes under this scheme are built within a properly gated community.<\/span><\/li>\r\n<\/ul>\r\n<p><strong>Suggested read: <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/pradhan-mantri-awas-yojana-eligibility-criteria\">Pradhan Mantri Awas Yojana Eligibility Criteria<\/a><\/strong><\/p>\r\n<h2><b><span id=\"5\">Eligibility Criteria to Apply for the DDJAY Policy<\/span><\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Listed below are the eligibility criteria to apply for the Deen Dayal Jan Awas Yojana:<\/span><\/p>\r\n<h3><b>1. Eligibility for Developers:\u00a0<\/b><\/h3>\r\n<ul>\r\n<li aria-level=\"1\"><b>Private Developers: <\/b><span style=\"font-weight: 400;\">Only private developers who meet the DDJAY guidelines can apply to build housing under the DDJAY scheme.<\/span><\/li>\r\n<li aria-level=\"1\"><b>Land Ownership: <\/b><span style=\"font-weight: 400;\">Developers must legally possess ownership rights to the land where they want to develop.<\/span><\/li>\r\n<li aria-level=\"1\"><b>Project Size: <\/b><span style=\"font-weight: 400;\">Developers must follow the prescribed size limits for low-rise and high-density housing.<\/span><\/li>\r\n<li aria-level=\"1\"><b>Compliance with the DDJAY Guidelines: <\/b><span style=\"font-weight: 400;\">The developers must adhere to DDJAY\u2019s construction, design, and affordability norms.<\/span><\/li>\r\n<\/ul>\r\n<h3><b>2. Eligibility for Homebuyers:<\/b><\/h3>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Age: <\/b><span style=\"font-weight: 400;\">The applicant should be at least 18 years of age to be eligible to apply for a house under DDJAY.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Citizenship: <\/b><span style=\"font-weight: 400;\">The applicant must be an Indian citizen and a permanent resident of Haryana.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Income: <\/b><span style=\"font-weight: 400;\">Only those belonging to the EWS and LIG with an annual household income between Rs. 3 lakh and Rs. 6 lakh can apply for the DDJAY scheme.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>First-Time Homebuyers<\/b><span style=\"font-weight: 400;\">: Priority is given to first-time homebuyers from the above income categories.<\/span><\/li>\r\n<\/ul>\r\n<h3><b>3. Eligibility for Rural and Urban Applicants:<\/b><\/h3>\r\n<ul>\r\n<li aria-level=\"1\"><b>Rural Areas: <\/b><span style=\"font-weight: 400;\">The main aim of the DDJAY scheme is to offer affordable housing to people living in areas outside the metropolitan regions, like smaller towns and rural areas.<\/span><\/li>\r\n<li aria-level=\"1\"><b>Urban Areas: <\/b><span style=\"font-weight: 400;\">The scheme is available in urban areas with high housing demand. However, priority will be given to those belonging to the Economically Weaker Sections (EWS) and Low-Income Groups (LIG).<\/span><\/li>\r\n<\/ul>\r\n<h3><b>4. Land Use Regulations:<\/b><\/h3>\r\n<ul>\r\n<li aria-level=\"1\"><b>Approved Land Use: <\/b><span style=\"font-weight: 400;\">The land for DDJAY development must be in designated residential zones as per local planning and zoning regulations.<\/span><\/li>\r\n<li aria-level=\"1\"><b>Size and Density Requirements: <\/b><span style=\"font-weight: 400;\">The land must comply with DDJAY&#8217;s minimum size and density norms, promoting low-rise, high-density housing.<\/span><\/li>\r\n<\/ul>\r\n<h3><b>5. Other Considerations:\u00a0<\/b><\/h3>\r\n<ul>\r\n<li><b>No Outstanding Dues: <\/b><span style=\"font-weight: 400;\">Applicants should not have any outstanding dues or legal disputes related to land or housing projects.\u00a0<\/span><\/li>\r\n<li aria-level=\"1\"><b>Financial Status: <\/b><span style=\"font-weight: 400;\">Applicants applying for housing loans under this scheme should have a decent financial background and must meet the eligibility requirements set by the respective banks.<\/span><\/li>\r\n<\/ul>\r\n<h2><b><span id=\"6\">Documents Required to Apply for the Deen Dayal Jan Awas Yojana, Haryana<\/span><\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Given below is the list of documents required to apply for the <\/span>Deen Dayal plots in Gurgaon <span style=\"font-weight: 400;\">under the DDJAY scheme:<\/span><\/p>\r\n<ol>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Latest Passport-size Photograph<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aadhaar Card<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ration Card<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of Age<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contact Number<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank Account Statement<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Income Certificate<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Certificate to prove that the applicant doesn\u2019t own a home<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bona fide Certificate<\/span><\/li>\r\n<\/ol>\r\n<h2><b><span id=\"7\">How to Apply for the DDJAY Policy in Haryana?<\/span><\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Interested applicants can apply for the DDJAY online by following these easy steps:<\/span><\/p>\r\n<p><b>Step 1: <\/b><span style=\"font-weight: 400;\">Go to the official website of the Deen Dayal Jan Awas Yojana, Haryana.<\/span><\/p>\r\n<p><strong id=\"docs-internal-guid-e5aff58c-7fff-7956-4523-37e52981e896\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXeaDLckoINvns30Zn_0W7psSQj6qJzW5S5640yfumFbRP6Or8hUFjyKkClz4lOquuB3XqDhRTtIvsi3PiWotKuzNh0xycBJGvnVea7LYt2-hqE53VvvpozenOSoiusmnTZmnaaCSbOp2hO38lcOCA?key=t9kMjiDrEBoT44KmiOFAfm79\" width=\"624\" height=\"279\" \/><\/strong><\/p>\r\n<p><b>Step 2: <\/b><span style=\"font-weight: 400;\">Download the DDJAY application form from the homepage.<\/span><\/p>\r\n<p><b>Step 3: <\/b><span style=\"font-weight: 400;\">Enter the required information and attach the required documents to the form<\/span><\/p>\r\n<p><b>Step 4: <\/b><span style=\"font-weight: 400;\">Submit the form to the relevant department.<\/span><\/p>\r\n<p><b>Summing Up<\/b><\/p>\r\n<p><span style=\"font-weight: 400;\">The Deen Dayal Jan Awas Yojana (DDJAY) is playing a significant role in shaping Haryana\u2019s real estate landscape by offering planned colonies with relaxed norms through a streamlined application procedure. It aims to provide well-structured living spaces by curbing unauthorized developments and lower-income groups. The DDJAY Policy indeed is a progressive step towards balanced regional development while ensuring improved housing accessibility.\u00a0<\/span><\/p>\r\n<h2><strong>FAQs about Deen Dayal Jan Awas Yojna<\/strong><\/h2>\r\n\r\n<div class=\"schema-faq wp-block-yoast-faq-block\">\r\n<div id=\"faq-question-1742799499102\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Who is eligible for the Deen Dayal Jan Awas Yojana?<\/strong>\r\n<p class=\"schema-faq-answer\">Listed below are the main eligibility criteria to apply for the DDJAY policy:<br \/><br \/>The applicant must be a permanent resident of Haryana<br \/>The applicant must not own a home<br \/>The applicant must not be a taxpayer<br \/>None of the family members of the applicant should be a government employee<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1742799499732\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What is the Deen Dayal plot scheme in Haryana?<\/strong>\r\n<p class=\"schema-faq-answer\">The Deen Dayal Jan Awas Yojana (DDJAY) provides affordable plotted housing in Haryana to the financially weaker sections at subsidized rates. This scheme aims to encourage private developers to build high-density residential colonies with smaller and cost-effective plots.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1742799500128\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What is an affordable plot Yojna in Haryana?<\/strong>\r\n<p class=\"schema-faq-answer\">The Deen Dayal Jan Awas Yojana is the most affordable plot scheme in Haryana, and it provides budget-friendly residential plots with improved infrastructure for the financially weaker sections of society.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1742799500538\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Who can apply for affordable housing in Haryana?<\/strong>\r\n<p class=\"schema-faq-answer\">Any Indian citizen who is a permanent resident of Haryana, including, self-employed, or salaried individuals belonging to a low-or middle-income family, can apply for affordable housing in Haryana.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1742799500836\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What are the benefits of DTCP-approved plots?<\/strong>\r\n<p class=\"schema-faq-answer\">The DTCP-approved plots offer secure investment opportunities, offering the following benefits:<br \/><br \/>Proper Infrastructure<br \/>High Resale Value<br \/>Legal Compliance<\/p>\r\n<\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>The Deen Dayal Jan Awas Yojana (DDJAY) is a flagship housing scheme initiated by the Haryana Government. It aims to promote affordable plotted housing for the middle and lower-income groups. Under the Deen Dayal Awas Yojana Gurgaon, buyers can access affordable residential plots with legal approvals and basic amenities. Focused on urban expansion areas like [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3029,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[385],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deen Dayal Jan Awas Yojana (DDJAY): Haryana Govt&#039;s Affordable Housing Initiative<\/title>\n<meta name=\"description\" content=\"Learn about Deen Dayal Jan Awas Yojana (DDJAY), Haryana Government&#039;s housing scheme aimed at providing affordable housing solutions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/deen-dayal-jan-awas-yojana\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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