{"id":4219,"date":"2025-06-23T12:24:24","date_gmt":"2025-06-23T12:24:24","guid":{"rendered":"https:\/\/www.basichomeloan.com\/blog\/?p=4219"},"modified":"2025-06-24T04:09:28","modified_gmt":"2025-06-24T04:09:28","slug":"home-loan-hidden-taxes","status":"publish","type":"post","link":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes","title":{"rendered":"Buying Property in India? Hidden Taxes &#038; Fees Can Add 7 &#8211; 12% to Your Cost"},"content":{"rendered":"<p>Purchasing a property is a significant financial decision that one makes in one\u2019s lifetime. While most people generally only focus on the house listing price, there are other fees and taxes as well that must be considered before making the purchase decision, as they provide a full picture of the total cost involved. In India, various mandatory charges &#8211; such as <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-in-different-indian-states\" target=\"_blank\" rel=\"noopener\">stamp duty<\/a>, registration, cess, brokerage fees, legal expenses, and GST on under-construction homes\u2014can inflate the actual cost by 7\u201312% or more.<\/p>\n<p>Yes, you read that right, a whopping 7-12% of the total house cost! Therefore, it becomes crucial to understand these components beforehand to ensure accurate budgeting, prevent unpleasant surprises, and make informed decisions during negotiations or <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-rejected\" target=\"_blank\" rel=\"noopener\">home loan applications<\/a>. Read the blog to learn about all the fees and taxes involved in buying a house.<\/p>\n<p><strong>Table of Contents<\/strong><\/p>\n<ul>\n<li><strong><a href=\"#1\">Stamp Duty<\/a><\/strong><\/li>\n<li><strong><a href=\"#2\">Registration Fees &amp; Cess<\/a><\/strong><\/li>\n<li><strong><a href=\"#3\">GST on Under-Construction Properties<\/a><\/strong><\/li>\n<li><strong><a href=\"#4\">Hidden and Recurring Costs<\/a><\/strong><\/li>\n<li><strong><a href=\"#5\">Full Cost Breakdown Example<\/a><\/strong><\/li>\n<li><strong><a href=\"#6\">Tax Treatments &amp; Deductibility<\/a><\/strong><\/li>\n<li><strong><a href=\"#7\">What&#8217;s Not Included in the Home Loan<\/a><\/strong><\/li>\n<li><strong><a href=\"#8\">How to Prepare Financially for Such Expenses?<\/a><\/strong><\/li>\n<\/ul>\n<h2><strong><span id=\"1\">Stamp Duty: The Major Contributor<\/span><\/strong><\/h2>\n<p><a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-waiver-for-women-home-loan-borrowers\" target=\"_blank\" rel=\"noopener\">Stamp duty<\/a> is a state-imposed tax on property transfers under Section\u202f3 of the Stamp Act,\u202f1899. Stamp duty rates vary widely:<\/p>\n<ul>\n<li>5\u201310% of property value, depending on the state.<\/li>\n<li>Meghalaya: 9.9%; Kerala: 8%; Madhya Pradesh: 7.5%.<\/li>\n<\/ul>\n<p><strong>In major cities:<\/strong><\/p>\n<ul>\n<li>Hyderabad: 7%<\/li>\n<li>Gurgaon: 7% (men), 5% (women), 6% (joint ownership)<\/li>\n<li>Mumbai &amp; Delhi (men): 6%; Delhi (women): 4%.<\/li>\n<\/ul>\n<p>In a nutshell, buying a \u20b91\u202fcrore property may mean paying \u20b96\u202flakh upfront if the stamp duty is 6%.<\/p>\n<h2><strong><span id=\"2\">Registration Fees &amp; Cess: The Overlooked Add-ons<\/span><\/strong><\/h2>\n<p>After stamp duty, the registration fee\u2014mandated under the Registration Act,\u202f1908\u2014is typically around 1%, sometimes reaching 3% . Additionally, many states impose a cess (e.g., metro cess, transport cess), such as:<\/p>\n<ol>\n<li><strong>Mumbai:<\/strong> 1% cess on stamp duty<\/li>\n<li><strong>Bangalore:<\/strong> 10% cess plus surcharges of 2\u20133% on properties above \u20b935\u202flakh.<\/li>\n<\/ol>\n<p>These may seem small individually, but together they add a meaningful percentage to the total cost.<\/p>\n<h2><strong><span id=\"3\">GST on Under-Construction Properties<\/span><\/strong><\/h2>\n<p>If you purchase an under-construction home, GST at 5% (or 1% for <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/affordable-housing-opportunities-for-first-time-homebuyers\" target=\"_blank\" rel=\"noopener\">affordable housing<\/a>) applies to the total property value. Notably, ready-to-move-in homes with valid occupancy certificates are exempt from GST. Including GST, buyers can face total transactional costs of 9\u201311% of the property price.<\/p>\n<h3><strong>Broker &amp; Legal Fees: Practical Yet Essential<\/strong><\/h3>\n<p>Though not mandatory, professional services are common:<\/p>\n<ol>\n<li><strong>Brokerage:<\/strong> 1\u20132% of property value.<\/li>\n<li><strong>Legal charges:<\/strong> due diligence, sale-deed drafting, notary\u2014usually \u20b95,000\u2013\u20b950,000+ depending on complexity.<\/li>\n<\/ol>\n<p>Document preparation and miscellaneous registry charges: several thousand rupees extra.<\/p>\n<p><strong>Example:<\/strong> Gurgaon buyer Karan paid \u20b950k for title search, \u20b915k for deed prep, \u20b915k for registration, and \u20b910k for registry staff charges\u2014totaling \u20b990k in legal\/admin alone.<\/p>\n<h2><strong><span id=\"4\">Hidden and Recurring Costs<\/span><\/strong><\/h2>\n<p>Beyond the purchase, other expenses crop up:<\/p>\n<ol>\n<li><strong>Home loan processing:<\/strong> fees, valuation charges<\/li>\n<li><strong>Utilities &amp; connections:<\/strong> electricity, water, internet<\/li>\n<li><strong>Furniture\/fittings,<\/strong> moving costs<\/li>\n<li><strong>Society maintenance,<\/strong> property taxes down the line<\/li>\n<\/ol>\n<p>These may not be taxed per see, but should be included in the total budget.<\/p>\n<h2><strong><span id=\"5\">Full Cost Breakdown Example<\/span><\/strong><\/h2>\n<p>Suppose you are purchasing a property worth \u20b91\u202fcrore, here\u2019s is the breakdown of all the costs that you will have to incur:<\/p>\n<div dir=\"ltr\" align=\"left\">\n<table style=\"border-collapse: collapse; border-width: initial; height: 539px;\" border=\"1\" width=\"730\">\n<colgroup>\n<col width=\"172\" \/>\n<col width=\"129\" \/>\n<col width=\"88\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\"><strong>Cost Component<\/strong><\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\"><strong>Approx. Cost (\u20b9)<\/strong><\/p>\n<\/td>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\"><strong>% of Price<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">Property cost<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">1,00,00,000<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">100%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">Stamp Duty (6%)<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">6,00,000<\/p>\n<\/td>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">6%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">Cess &amp; Surcharges (1%)<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">1,00,000<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">1%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">Registration Fee (1%)<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">1,00,000<\/p>\n<\/td>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">1%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">Brokerage (1%)<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">1,00,000<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">1%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">Legal\/Documentation<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">75,000<\/p>\n<\/td>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">0.75%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">GST (on U\/C)<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">5,00,000 (5%)<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">5%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">Total Extra Cost<\/p>\n<\/td>\n<td style=\"border-width: initial; text-align: center;\">\n<p dir=\"ltr\">\u20b915,75,000<\/p>\n<\/td>\n<td style=\"border-width: initial;\">\n<p dir=\"ltr\" style=\"text-align: center;\">15.75%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>Even without GST, mandatory costs sum to around 10\u201312% of the property price.<\/p>\n<h2><strong><span id=\"6\">Tax Treatments &amp; Deductibility<\/span><\/strong><\/h2>\n<p>India allows some reliefs in the form of tax deductions, like:<\/p>\n<ol>\n<li><strong>Section\u202f80C:<\/strong> This section allows a deduction of up to \u20b91.5\u202flakh for stamp duty and registration on under-construction homes.<\/li>\n<li><strong>Capital gains basis:<\/strong> At resale, these costs (stamp duty, registration, brokerage, and legal) can be added to the acquisition cost\u2014lowering gains liable for tax.<\/li>\n<\/ol>\n<h2><strong><span id=\"7\">What&#8217;s Not Included in the Home Loan?<\/span><\/strong><\/h2>\n<p>When budgeting for a home purchase, it&#8217;s important to understand that your <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/online-vs-offline-home-loan\" target=\"_blank\" rel=\"noopener\">home loan<\/a> doesn&#8217;t cover everything. While most banks and lenders finance a large portion of the property&#8217;s value (usually up to 75\u201390%), there are several out-of-pocket costs that you must pay separately.<\/p>\n<h3><strong>Costs Not Covered by Most Home Loans:<\/strong><\/h3>\n<ol>\n<li>Stamp Duty<\/li>\n<li>Registration Charges<\/li>\n<li>Cess and Surcharges<\/li>\n<li>Brokerage Fees<\/li>\n<li>Legal and Documentation Charges<\/li>\n<li>GST on Under-Construction Properties<\/li>\n<\/ol>\n<p>These charges typically amount to 7\u201312% of the property value, and they must be paid upfront, often at the time of registration or agreement execution. Home loan disbursements are usually tied to the sale agreement, not to these additional fees.<\/p>\n<p><strong>Suggested read: <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-charges-you-should-know-about\">Home Loan Hidden Charges<\/a><\/strong><\/p>\n<h2><strong><span id=\"8\">How to Prepare Financially for Such Expenses?<\/span><\/strong><\/h2>\n<p>So, now the question arises, how to prepare for such expenses when purchasing your <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/how-to-choose-best-bank-for-your-home-loan\" target=\"_blank\" rel=\"noopener\">dream house<\/a>? Let\u2019s help here.<\/p>\n<ol>\n<li><strong>Do Your Homework:<\/strong> Research stamp duty, registration, and cess for your state\/city. You can use online duty calculators by local governments.<\/li>\n<li><strong>Plan for Concessions:<\/strong> Many states offer discounts for women, senior citizens, first-time buyers, or those under affordable housing schemes.<\/li>\n<li><strong>Build a Cash Buffer:<\/strong> Ideally, save an extra 10\u201313% over the property\u2019s price\u2014not just EMI\u2014especially since loans usually exclude these fees.<\/li>\n<li><strong>Shop Around for Services:<\/strong> Compare brokers and lawyers; higher fees don\u2019t always mean better service. Get upfront estimates in writing from agents and title verifiers.<\/li>\n<li><strong>Retain Proofs:<\/strong> Keep invoices\/receipts of all payments\u2014critical for future tax and capital gains calculations.<\/li>\n<\/ol>\n<p>In sum, while the listed price of a home grabs attention, the true cost includes a web of compulsory charges\u2014stamp duty, registration, cess, brokerage, legal fees, plus GST on new homes. Collectively, these can push your total cost up by 7\u201312% or more. Prospective buyers who research these additions, save accordingly, and plan strategically can safeguard budgets, avoid surprises, and make smarter decisions in India\u2019s R.E. market.<\/p>\n<h2><strong>FAQs about Buying Property in India? Hidden Taxes &amp; Fees Can Add 7\u201312% to Your Cost<\/strong><\/h2>\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1750678662060\"><strong class=\"schema-faq-question\">What is the tax on the purchase of property?<\/strong> <p class=\"schema-faq-answer\">When you buy a property in India, you&#8217;re required to pay several taxes and government charges. The main ones are stamp duty, registration fees, GST, cesses, and surcharges.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750678662710\"><strong class=\"schema-faq-question\">How much do taxes and fees increase the total property purchase cost?<\/strong> <p class=\"schema-faq-answer\">Taxes and fees can increase the total property cost by 7\u201312%, and even more in some states. For instance, on a \u20b91 crore home, you could pay \u20b97\u201312 lakh extra in taxes, registration, GST (if applicable), legal, and brokerage fees.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750678663700\"><strong class=\"schema-faq-question\">What are the main taxes and fees involved when buying a house in India?<\/strong> <p class=\"schema-faq-answer\">The main taxes and fees involved when buying a house in India are stamp duty, registration fees, GST, metro\/urban cess (varies by city), brokerage fees, legal and documentation charges, and home loan processing fees (if applicable).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750678664128\"><strong class=\"schema-faq-question\">Does GST apply to all property purchases in India?<\/strong> <p class=\"schema-faq-answer\">No. GST applies only to under-construction properties.<br\/>5% GST for standard residential units<br\/>1% GST for affordable housing<br\/>Please note that ready-to-move-in properties with a completion or occupancy certificate are exempt from GST.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750678664576\"><strong class=\"schema-faq-question\">Why is stamp duty such a big part of property purchase costs?<\/strong> <p class=\"schema-faq-answer\">Stamp duty is one of the largest single taxes in a property transaction and is mandatory by law. It varies by state and buyer profile, but since it&#8217;s calculated as a percentage of the transaction value, it often accounts for 5\u20139% of the total cost, making it the biggest contributor among all additional charges.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750678665015\"><strong class=\"schema-faq-question\">How can I estimate the total cost of buying a property, including taxes and fees?<\/strong> <p class=\"schema-faq-answer\">To estimate your full cost:<br\/>Add 7\u201312% extra over the property&#8217;s base price.<br\/>Use online calculators provided by your state\u2019s registration department.<br\/>Don\u2019t forget broker, legal, GST, and loan processing charges.<br\/>For a quick estimate: If your property costs \u20b91 crore, set aside at least \u20b910\u201312 lakh extra.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750678665443\"><strong class=\"schema-faq-question\">Can I save on these extra charges while buying a property?<\/strong> <p class=\"schema-faq-answer\">Yes, in some cases:<br\/>Women buyers often get reduced stamp duty in many states.<br\/>First-time buyers or purchases under affordable housing may qualify for lower GST rates.<br\/>You can negotiate brokerage and legal fees.<br\/>Consider ready-to-move-in homes to avoid GST entirely.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750678742425\"><strong class=\"schema-faq-question\">Are these taxes and charges the same across all Indian states?<\/strong> <p class=\"schema-faq-answer\">No, these vary widely:<br\/>Stamp duty and registration fees are set by each state government.<br\/>Cess rates, surcharges, and discounts (e.g., for women or senior citizens) also differ.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Purchasing a property is a significant financial decision that one makes in one\u2019s lifetime. While most people generally only focus on the house listing price, there are other fees and taxes as well that must be considered before making the purchase decision, as they provide a full picture of the total cost involved. In India, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4220,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[251,250],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buying Property in India? Hidden Taxes &amp; Fees Add 7 - 12% to Cost<\/title>\n<meta name=\"description\" content=\"Planning to buy property in India? Know how hidden charges like stamp duty, GST, registration fees &amp; more can increase your total cost by 7 - 12%. 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The main ones are stamp duty, registration fees, GST, cesses, and surcharges.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678662710","position":2,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678662710","name":"How much do taxes and fees increase the total property purchase cost?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Taxes and fees can increase the total property cost by 7\u201312%, and even more in some states. For instance, on a \u20b91 crore home, you could pay \u20b97\u201312 lakh extra in taxes, registration, GST (if applicable), legal, and brokerage fees.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678663700","position":3,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678663700","name":"What are the main taxes and fees involved when buying a house in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The main taxes and fees involved when buying a house in India are stamp duty, registration fees, GST, metro\/urban cess (varies by city), brokerage fees, legal and documentation charges, and home loan processing fees (if applicable).","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678664128","position":4,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678664128","name":"Does GST apply to all property purchases in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. GST applies only to under-construction properties.<br\/>5% GST for standard residential units<br\/>1% GST for affordable housing<br\/>Please note that ready-to-move-in properties with a completion or occupancy certificate are exempt from GST.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678664576","position":5,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678664576","name":"Why is stamp duty such a big part of property purchase costs?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Stamp duty is one of the largest single taxes in a property transaction and is mandatory by law. It varies by state and buyer profile, but since it's calculated as a percentage of the transaction value, it often accounts for 5\u20139% of the total cost, making it the biggest contributor among all additional charges.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678665015","position":6,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678665015","name":"How can I estimate the total cost of buying a property, including taxes and fees?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To estimate your full cost:<br\/>Add 7\u201312% extra over the property's base price.<br\/>Use online calculators provided by your state\u2019s registration department.<br\/>Don\u2019t forget broker, legal, GST, and loan processing charges.<br\/>For a quick estimate: If your property costs \u20b91 crore, set aside at least \u20b910\u201312 lakh extra.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678665443","position":7,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678665443","name":"Can I save on these extra charges while buying a property?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, in some cases:<br\/>Women buyers often get reduced stamp duty in many states.<br\/>First-time buyers or purchases under affordable housing may qualify for lower GST rates.<br\/>You can negotiate brokerage and legal fees.<br\/>Consider ready-to-move-in homes to avoid GST entirely.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678742425","position":8,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/home-loan-hidden-taxes#faq-question-1750678742425","name":"Are these taxes and charges the same across all Indian states?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, these vary widely:<br\/>Stamp duty and registration fees are set by each state government.<br\/>Cess rates, surcharges, and discounts (e.g., for women or senior citizens) also differ.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/4219"}],"collection":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/comments?post=4219"}],"version-history":[{"count":8,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/4219\/revisions"}],"predecessor-version":[{"id":4228,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/4219\/revisions\/4228"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/media\/4220"}],"wp:attachment":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/media?parent=4219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/categories?post=4219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/tags?post=4219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}