
{"id":4402,"date":"2025-07-08T12:22:44","date_gmt":"2025-07-08T12:22:44","guid":{"rendered":"https:\/\/www.basichomeloan.com\/blog\/?p=4402"},"modified":"2025-12-26T05:44:38","modified_gmt":"2025-12-26T05:44:38","slug":"stamp-duty-and-property-registration-charges-in-bangalore","status":"publish","type":"post","link":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore","title":{"rendered":"Stamp Duty and Property Registration Charges in Bangalore (2025-26 Guide)"},"content":{"rendered":"<p>Investing in property-be it a flat, plot, villa, or commercial unit\u2014is a major financial milestone. However, while most buyers focus on the property price and loan eligibility, one crucial aspect often overlooked is the stamp duty and property registration charges in Bangalore. These mandatory fees are levied by the Karnataka state government and play a crucial role in facilitating the legalization of property transactions. Whether you&#8217;re a first-time buyer or a seasoned investor, understanding these costs is essential to ensure full compliance and avoid any unexpected expenses.<\/p>\r\n<p>In this comprehensive guide, we will break down the various components of registration charges in Bangalore, including how they are calculated, who is responsible for paying them, and their legal implications. This post is designed for beginners but packs in everything you need to know in a professional, easy-to-follow tone.<\/p>\r\n<p><strong>Table of Contents<\/strong><\/p>\r\n<ul>\r\n<li><strong><a href=\"#1\">Stamp Duty and Why Is It Charged<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#2\">Current Stamp Duty Rates in Bangalore<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#3\">How Much Does It Cost to Register Property in 2025-26?<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#4\">Karnataka Property Registration Charges by Property Type<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#5\">Step-by-Step Process of Property Registration in Bangalore<\/a><\/strong><\/li>\r\n<li><strong><a href=\"#6\">Key Tips for Buyers to Save on Registration Costs<\/a><\/strong><\/li>\r\n<\/ul>\r\n<h2><strong><span id=\"1\">What Is Stamp Duty and Why Is It Charged?<\/span><\/strong><\/h2>\r\n<h3><strong>The Legal Backbone of Property Transactions<\/strong><\/h3>\r\n<p>Stamp duty in Karnataka is a form of tax levied by the state government under the Indian Stamp Act of 1899. It is collected during property transfers and acts as evidence of ownership in legal records. In simple terms, stamp duty is a transaction tax that legitimizes your property purchase in the eyes of the law.<\/p>\r\n<p>The duty amount depends on the property\u2019s market value, location, type of property (residential or commercial), and the buyer\u2019s category (individual, woman, or joint ownership). Importantly, without paying this tax, you cannot register your property, which means your title remains legally unverified.<\/p>\r\n<p>For example, if you are purchasing a flat in Whitefield or Electronic City, you&#8217;ll need to pay the stamp duty and registration charges in Bangalore based on the current guidance value and agreement price, whichever is higher.<\/p>\r\n<p><strong>Suggested read: <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-registration-charges-in-rajasthan\" target=\"_blank\" rel=\"noopener\">Stamp Duty Rates in Rajasthan<\/a><\/strong><\/p>\r\n<h2><strong><span id=\"2\">What Are the Current Stamp Duty Rates in Bangalore?<\/span><\/strong><\/h2>\r\n<p>The Karnataka government has revised the stamp duty in Karnataka several times to promote housing affordability, especially in urban centers like Bangalore. As of 2025-26, here\u2019s how the stamp duty is levied:<\/p>\r\n<div dir=\"ltr\" align=\"left\">\r\n<table style=\"border-collapse: collapse; border-width: initial; height: 236px;\" border=\"1\" width=\"478\"><colgroup> <col \/> <col \/><\/colgroup>\r\n<tbody>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\" style=\"text-align: center;\"><strong>Property Value (in INR)<\/strong><\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\" style=\"text-align: center;\"><strong>Stamp Duty Rate<\/strong><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\" style=\"text-align: center;\">Below \u20b920 lakh<\/p>\r\n<\/td>\r\n<td style=\"border-width: initial; text-align: center;\">\r\n<p dir=\"ltr\">2%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\" style=\"text-align: center;\">\u20b920 lakh to \u20b945 lakh<\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\" style=\"text-align: center;\">3%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"border-width: initial; text-align: center;\">\r\n<p dir=\"ltr\">Above \u20b945 lakh<\/p>\r\n<\/td>\r\n<td style=\"border-width: initial;\">\r\n<p dir=\"ltr\" style=\"text-align: center;\">5%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<p><span style=\"font-weight: 400;\"><br \/>It is important to note that while stamp duty is the larger chunk, the overall <\/span>registration cost in Bangalore includes additional surcharges like:<\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cess and surcharge (up to 2%)<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Registration fees (1% of property value)<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Scanning and documentation fees<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<\/ul>\r\n<p>Therefore, the combined stamp duty and registration charges in Bangalore can go up to 6-7% of the total transaction value.<\/p>\r\n<p><strong>Suggested read: <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-in-different-indian-states\" target=\"_blank\" rel=\"noopener\">Stamp Duty in Different Indian States<\/a><\/strong><\/p>\r\n<h2><b><span id=\"3\">How Much Does It Cost to Register Property in 2025-26?<\/span><\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">The <\/span>property registration charges in Bangalore<span style=\"font-weight: 400;\"> are calculated as a percentage of the market value or the sale consideration, whichever is higher. These charges ensure that the property is legally transferred to the records of the Sub-Registrar Office (SRO).<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Here is a breakdown of the <\/span>registration charges in Karnataka<span style=\"font-weight: 400;\">:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Stamp Duty<\/b><span style=\"font-weight: 400;\">: 2% to 5% based on property value<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Registration Fee<\/b><span style=\"font-weight: 400;\">: 1% of the property value<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cess &amp; Surcharges<\/b><span style=\"font-weight: 400;\">: Up to 2%<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Miscellaneous Fees<\/b><span style=\"font-weight: 400;\">: \u20b91,000\u2013\u20b92,000 for scanning, affixing photos, forms, etc.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<\/ul>\r\n<p>Let\u2019s assume you&#8217;re buying a flat worth \u20b960 lakh in Bangalore. Your total flat registration charges in Bangalore would be:<\/p>\r\n<ul>\r\n<li><span style=\"font-weight: 400;\"><strong>Stamp Duty:<\/strong> 5% of \u20b960 lakh = \u20b93 lakh<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"><strong>Registration Fee<\/strong>: 1% of \u20b960 lakh = \u20b960,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li><span style=\"font-weight: 400;\"><strong>Cess and Other Charges:<\/strong> Approx. \u20b920,000<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<li><b>Total Payable<\/b><span style=\"font-weight: 400;\"> = \u20b93.8 lakh approx.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">This cost should be factored into your overall home budget. Moreover, these charges are non-refundable and must be paid upfront before registration.<\/span><\/p>\r\n<p><strong>Suggested read: <a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-registration-charges-in-delhi\" target=\"_blank\" rel=\"noopener\">Stamp Duty Charges in Delhi\u00a0<\/a><\/strong><\/p>\r\n<h2><b><span id=\"4\">Karnataka Property Registration Charges by Property Type<\/span><\/b><\/h2>\r\n<h3><b>Flat, Land, Site \u2013 What&#8217;s the Difference?<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">While the base formula remains the same, the type of property you\u2019re purchasing also influences the <\/span>Karnataka property registration charges<span style=\"font-weight: 400;\">. Let\u2019s examine the most common categories:<\/span><\/p>\r\n<h3><b>1.\u00a0 Flats and Apartments<\/b><\/h3>\r\n<p>For apartment sales, the flat registration charges in Bangalore are based on the sale deed value or guidance value, and include parking, clubhouse, and other facilities as part of the total cost.<\/p>\r\n<h3><b>2. Plots and Land<\/b><\/h3>\r\n<p>Land registration charges in Bangalore<span style=\"font-weight: 400;\"> follow the same tax structure but use the guidance value of the area more stringently. For example, a site in Devanahalli might attract different <\/span>site registration charges in Karnataka<span style=\"font-weight: 400;\"> than one in Koramangala.<\/span><\/p>\r\n<h3><b>3. Under-construction Properties<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Here, stamp duty is applied only to the land portion if purchased directly from the developer. However, if the sale is post-completion, the entire value\u2014including construction\u2014is taxed.<\/span><\/p>\r\n<h3><b>4. Gifted or Inherited Property<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">If you receive property through inheritance or as a gift, concessional stamp duty may apply, particularly if the transfer is between family members. However, you must still pay nominal <\/span>registration charges in Karnataka<span style=\"font-weight: 400;\">.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Hence, the property type directly impacts your total <\/span>registry charges in Bangalore<span style=\"font-weight: 400;\"> and should be considered when budgeting for your transaction.<\/span><\/p>\r\n<h2><b><span id=\"5\">Step-by-Step Process of Property Registration in Bangalore<\/span><\/b><\/h2>\r\n<p>Understanding the process makes it easier to navigate the registration and stamp duty charges in Bangalore. Here&#8217;s how it works:<\/p>\r\n<h3><b>Step 1: Property Valuation<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">The SRO assesses the property&#8217;s market value using the guidance value published by the Karnataka government.<\/span><\/p>\r\n<h3><b>Step 2: Document Preparation<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Essential documents include the sale deed, ID\/address proof of the buyer and seller, PAN card, property tax receipts, encumbrance certificate, and Katha certificate.<\/span><\/p>\r\n<h3><b>Step 3: Stamp Duty Payment<\/b><\/h3>\r\n<p>You can pay the stamp duty in Karnataka online via Kaveri Online Services or offline at a designated treasury.<\/p>\r\n<h3><b>Step 4: Visit the Sub-Registrar Office<\/b><\/h3>\r\n<p>Both parties must visit the SRO for document verification and biometric recording. It&#8217;s at this stage that the registration cost in Bangalore is paid.<\/p>\r\n<h3><b>Step 5: Document Registration<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Once verified, the property is officially registered under your name. You will receive a digitally signed sale deed and mutation certificate, completing the ownership transfer.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">This process usually takes 1\u20133 working days if all documents are in order. Any discrepancy or shortfall in duty can result in penalties or legal issues, so ensure full compliance.<\/span><\/p>\r\n<h2><b><span id=\"6\">Key Tips for Buyers to Save on Registration Costs<\/span><\/b><\/h2>\r\n<h3><b>1. Smart Moves to Minimize Legal Costs<\/b><\/h3>\r\n<p>While government fees are non-negotiable, there are ways to optimize your expenses related to stamp duty and registration charges in Bangalore:<\/p>\r\n<h3><b>2. Opt for Joint Ownership<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Women buyers in Karnataka enjoy concessional stamp duty (sometimes 0.5% lower), so registering jointly with a female family member can help reduce costs.<\/span><\/p>\r\n<h3><b>3. Use Kaveri Online Services<\/b><\/h3>\r\n<p>Paying your land registration charges in Karnataka through the Kaveri portal helps avoid third-party agents and ensures transparency.<\/p>\r\n<h3><b>4. Verify Guidance Value<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Double-check your area\u2019s guidance value through the Karnataka Stamps and Registration website to avoid overpayment.<\/span><\/p>\r\n<h3><b>5. Choose Ready-to-Register Properties<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Buying under-construction property may appear cheaper, but can result in dual charges later. Ready-to-move-in flats have a single valuation, simplifying the <\/span><b>registry charges in Bangalore<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\r\n<h2><b>Conclusion: Be Financially Prepared and Legally Secure &#8211; Stamp Duty Isn\u2019t Just a Tax &#8211;\u00a0 It\u2019s Proof of Ownership<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Purchasing a property is not just a financial decision\u2014it\u2019s a legal journey that needs to be backed with documents, processes, and statutory compliance. Whether you&#8217;re eyeing a luxurious apartment in Indiranagar or a plot in Yelahanka, understanding the <\/span>stamp duty and property registration charges in Bangalore will empower you to make informed choices and avoid last-minute surprises.<\/p>\r\n<p>We hope this detailed guide helped you decode everything, from registration cost in Bangalore to how site registration charges in Karnataka are applied. Stay informed, follow official portals like Kaveri Online Services, and always take professional legal advice before finalizing your transaction.<\/p>\r\n<h2><strong>FAQs about Stamp Duty Charges in Bangalore<\/strong><\/h2>\r\n\r\n<div class=\"schema-faq wp-block-yoast-faq-block\">\r\n<div id=\"faq-question-1751967079822\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What is the current stamp duty in Bangalore?<\/strong>\r\n<p class=\"schema-faq-answer\">As of 2025-26, the stamp duty rates in Bangalore are as follows:<br \/>2% for properties valued up to \u20b920 lakh<br \/>3% for properties valued between \u20b921 lakh and \u20b945 lakh<br \/>5% for properties valued above \u20b945 lakh<br \/>These rates apply to both residential and commercial properties. Additionally, a 10% cess and a 2% surcharge are applicable on the stamp duty for urban areas, effectively increasing the total stamp duty to approximately 5.6% for properties above \u20b945 lakh.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1751967080488\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What are registration charges in Karnataka?<\/strong>\r\n<p class=\"schema-faq-answer\">In Karnataka, the registration charges are 1% of the property&#8217;s market value or sale consideration, whichever is higher. This fee is applicable across all property types, including flats, sites, and land.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1751967081445\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Is there a lower stamp duty for first-time homebuyers in Bangalore?<\/strong>\r\n<p class=\"schema-faq-answer\">No, Karnataka does not offer any specific stamp duty concessions for first-time homebuyers. The stamp duty rates are uniform for all buyers, regardless of whether they are purchasing their first property.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1751967081879\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Can stamp duty be paid online in Bangalore?<\/strong>\r\n<p class=\"schema-faq-answer\">Yes, stamp duty can be paid online in Bangalore through the Karnataka government&#8217;s official portal, Kaveri Online Services. The portal provides a stamp duty calculator to help determine the applicable charges based on property value and type. After payment, you can download the receipt, which is required for property registration.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1751967082428\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Are there any stamp duty rebates for women in Bangalore?<\/strong>\r\n<p class=\"schema-faq-answer\">Yes, Karnataka offers a 0.5% concession on stamp duty for female property buyers. This reduced rate is applicable when the property is registered solely in the woman&#8217;s name or jointly with a male family member. However, this concession does not apply to commercial properties.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1751967111262\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Does stamp duty apply to joint ownership properties in Bangalore?<\/strong>\r\n<p class=\"schema-faq-answer\">Yes, stamp duty applies to joint ownership properties in Bangalore. The applicable stamp duty rate depends on the total property value and is calculated based on the higher of the sale consideration or the market value. For joint ownership, the stamp duty is calculated on the total property value, not on individual shares.<\/p>\r\n<\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>Investing in property-be it a flat, plot, villa, or commercial unit\u2014is a major financial milestone. However, while most buyers focus on the property price and loan eligibility, one crucial aspect often overlooked is the stamp duty and property registration charges in Bangalore. These mandatory fees are levied by the Karnataka state government and play a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,321],"tags":[275],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Stamp Duty &amp; Property Registration Charges in Bangalore 2025-26 | Complete Guide<\/title>\n<meta name=\"description\" content=\"Get the latest stamp duty and property registration charges in Bangalore for 2025-26. 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Additionally, a 10% cess and a 2% surcharge are applicable on the stamp duty for urban areas, effectively increasing the total stamp duty to approximately 5.6% for properties above \u20b945 lakh.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967080488","position":2,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967080488","name":"What are registration charges in Karnataka?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"In Karnataka, the registration charges are 1% of the property's market value or sale consideration, whichever is higher. This fee is applicable across all property types, including flats, sites, and land.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967081445","position":3,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967081445","name":"Is there a lower stamp duty for first-time homebuyers in Bangalore?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, Karnataka does not offer any specific stamp duty concessions for first-time homebuyers. The stamp duty rates are uniform for all buyers, regardless of whether they are purchasing their first property.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967081879","position":4,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967081879","name":"Can stamp duty be paid online in Bangalore?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, stamp duty can be paid online in Bangalore through the Karnataka government's official portal, Kaveri Online Services. The portal provides a stamp duty calculator to help determine the applicable charges based on property value and type. After payment, you can download the receipt, which is required for property registration.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967082428","position":5,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967082428","name":"Are there any stamp duty rebates for women in Bangalore?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, Karnataka offers a 0.5% concession on stamp duty for female property buyers. This reduced rate is applicable when the property is registered solely in the woman's name or jointly with a male family member. However, this concession does not apply to commercial properties.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967111262","position":6,"url":"https:\/\/www.basichomeloan.com\/blog\/home-loans\/stamp-duty-and-property-registration-charges-in-bangalore#faq-question-1751967111262","name":"Does stamp duty apply to joint ownership properties in Bangalore?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, stamp duty applies to joint ownership properties in Bangalore. The applicable stamp duty rate depends on the total property value and is calculated based on the higher of the sale consideration or the market value. For joint ownership, the stamp duty is calculated on the total property value, not on individual shares.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/4402"}],"collection":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/comments?post=4402"}],"version-history":[{"count":5,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/4402\/revisions"}],"predecessor-version":[{"id":5742,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/4402\/revisions\/5742"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/media\/4419"}],"wp:attachment":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/media?parent=4402"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/categories?post=4402"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/tags?post=4402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}