{"id":5581,"date":"2025-11-27T12:32:02","date_gmt":"2025-11-27T12:32:02","guid":{"rendered":"https:\/\/www.basichomeloan.com\/blog\/?p=5581"},"modified":"2026-03-12T06:44:18","modified_gmt":"2026-03-12T06:44:18","slug":"dda-karmayogi-awas-yojana-narela-housing-scheme-2025","status":"publish","type":"post","link":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025","title":{"rendered":"DDA Karmayogi Awas Yojana 2026: New Narela Housing Scheme For Government Employees Explained"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-housing-scheme\"><b>Delhi Development Authority (DDA)<\/b><\/a><span style=\"font-weight: 400;\"> is rolled our out a new housing scheme aimed squarely at government employees in December 2025. The scheme is available till 31 March, 2026. The focus is Narela, a sub-city in North Delhi that DDA has been trying to reposition with better infrastructure, new institutions and a new identity as \u201cVindhyachal\u201d.\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Under the upcoming Karmayogi Awas Yojana, DDA plans to offer thousands of ready-to-move flats in Narela\u2019s Sector A1 to A4, with a sizeable 25% rebate reserved for eligible government and PSU staff.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">If you are a Central or state government employee, PSU staffer, or a retiree from these services, this scheme will sit right at the intersection of two big decisions: where you live and how you finance that home. Even if you are not eligible, it will still shape how the wider Narela micro-market behaves in the next few years.<\/span><\/p>\r\n<h2><b>What is the Karmayogi Awas Yojana?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">DDA\u2019s Karmayogi Awas Yojana 2026 is a special housing scheme designed only for people working in, or retired from, public service:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Central and state government departments<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Public Sector Undertakings (PSUs)<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Local bodies and autonomous institutions<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retired employees from these organisations<\/span><\/li>\r\n<\/ul>\r\n<p><strong>Key features include:<\/strong><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Around 3,656 flats are planned under the scheme in Narela\u2019s Sector A1 to A4, mainly in Pockets 6, 9 and 13.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flat categories will include EWS, LIG\/MIG and HIG units, that is, 1 BHK to 3 BHK type configurations.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">25% rebate on the cost of flats for eligible government and PSU employees, including retirees.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Registration is expected to start in mid-December 2025 through DDA\u2019s online system.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allotment is likely to follow a first-come, first-served pattern, similar to other recent DDA schemes.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">The Indian Express describes this scheme as DDA\u2019s \u201clatest bid\u201d to finally move its stubborn inventory in Narela, where a large number of flats have remained unsold for years despite repeated schemes and discounts.<\/span><\/p>\r\n<p><strong>Suggested read: <a href=\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-housing-scheme\" target=\"_blank\" rel=\"noopener\">DDA Housing Scheme<\/a><\/strong><\/p>\r\n<h2><b>Where are These Flats Located?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">All the Karmayogi Awas Yojana flats will be in Narela sub-city (Vindhyachal), specifically in Sectors A1 to A4, Pockets 6, 9 and 13.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">From a location point of view:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Narela sits in northwest Delhi, near the Delhi\u2013Haryana border, roughly 35\u201340 km from Central Delhi.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It has direct access to GT Karnal Road and the new Urban Extension Road II (UER II), which connects multiple national highways and is meant to decongest central parts of the city.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Delhi Metro\u2019s Phase IV extension toward Narela is planned, and DDA itself expects housing demand here to rise once this corridor becomes operational.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Within the pockets, DDA has highlighted:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gated clusters with parks and open spaces<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adequate parking<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Security is being handled by ex-servicemen, as part of a larger intervention to make Narela societies feel safer and more livable<\/span><\/li>\r\n<\/ul>\r\n<h2><b>What Flats Under Karmayogi Awas Yojana Might Cost?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Official price lists are not out yet, but we can get a broad sense of the ticket sizes by looking at:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recent DDA schemes in the same Narela sectors<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preliminary pricing estimates shared by real estate and auction platforms<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">One such source suggests the following ballpark prices after the 25% discount for Karmayogi Awas Yojana flats in Narela A1 to A4:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>LIG \/ 1 BHK<\/b><span style=\"font-weight: 400;\">: Around \u20b925 lakh<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>MIG \/ 2 BHK<\/b><span style=\"font-weight: 400;\">: Around \u20b980 lakh<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>HIG \/ 3 BHK<\/b><span style=\"font-weight: 400;\">: Around \u20b91.1 crore<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Actual numbers can change once DDA publishes the official brochure, and there may be variations between pockets and floor levels. Still, even this rough range gives you some sense of how big the commitment is from a home loan perspective.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">DDA has also used dynamic pricing and discount slabs in its other 2025 schemes, like Apna Ghar Awaas Yojana and Jan Sadharan Awaas Yojana, with discounts between 15% and 25%. Karmayogi Awas Yojana follows the same pattern but reserves the largest discounts for a specific employment segment.<\/span><\/p>\r\n<h2><b>Who can apply for the Karmayogi Awas Yojana?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Based on DDA\u2019s board decisions and early media reports, the basic contours look like this:<\/span><\/p>\r\n<h3><b>Eligibility<\/b><\/h3>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Serving the employees of the Central government<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Serving employees of state governments<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Employees of PSUs, local bodies and autonomous institutions<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retired personnel from the above categories<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Within this, DDA may specify more detailed rules in the official brochure, for example:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum and maximum income limits by category<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Whether you or your spouse can already own a DDA flat in Delhi<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proofs required to show government or PSU service<\/span><\/li>\r\n<\/ul>\r\n<h3><b>Process<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Here is what the process usually looks like for such schemes (sequence based on recent DDA launches):<\/span><\/p>\r\n<ol>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online Registration on the DDA housing portal with basic details and payment of registration money.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Upload of documents such as ID proof, employment proof, PAN, and possibly salary details.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flat selection\/application for a specific category and pocket (depending on how DDA structures this scheme).<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allotment on a first-come, first-served basis or through an online draw, followed by the issue of demand-cum-allotment letter.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payment of the remaining flat cost within the stipulated timeline, either from your own funds or through a home loan.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Execution of the sale deed and handover of possession.<\/span><\/li>\r\n<\/ol>\r\n<p><span style=\"font-weight: 400;\">For Karmayogi specifically, keep an eye on:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The exact launch date and registration window in December<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The quantum of registration money for each category (EWS\/LIG\/MIG\/HIG)<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The mode of allotment (pure FCFS or some priority for certain segments)<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">The safest source for final rules will be DDA\u2019s official site and brochure, not social media or YouTube videos.<\/span><\/p>\r\n<h2><b>How Does this DDA Scheme Intersect with Home Loans and Affordability?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">A 25% rebate sounds huge, but you should translate it into monthly numbers.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Take a simple illustration using the ballpark prices above:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Suppose a 2 BHK MIG flat at \u20b980 lakh (after discount).<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you put 20% as a down payment (\u20b916 lakh), your home loan would be \u20b964 lakh.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At an interest rate of around 8.5% for 20 years, the EMI could typically land in the range of \u20b955,000\u2013\u20b960,000 per month.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Now imagine the same flat without the 25% discount. At roughly \u20b91.05\u20131.1 crore, your EMI would easily jump by \u20b915,000\u2013\u20b920,000 per month, all else being equal.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">So the 25% rebate:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reduces how much of loan you need to take<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Helps keep your EMI within a manageable share of your in-hand salary<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lowers the minimum income required for banks to approve that loan<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">On top of this, you still get the regular tax benefits on home loans under Sections 24(b) and 80C of the <\/span><a href=\"https:\/\/www.basichomeloan.com\/blog\/home-loans\/importance-of-itr-for-home-loan-approval\"><b>Income Tax Act<\/b><\/a><span style=\"font-weight: 400;\">, subject to prevailing limits.<\/span><\/p>\r\n<h2><b>Why This Matters for Homebuyers?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">This scheme is not only a \u201cgood news for government employees\u201d story. It carries wider signals for anyone watching Delhi\u2019s affordable and mid-segment housing market.<\/span><\/p>\r\n<h3><b>Narela is Being Pushed to Become a Serious Residential Hub<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">For years, buyers avoided Narela because it felt disconnected from the rest of Delhi. Now you have:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A dedicated education city<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A planned multisports complex<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Better bus connectivity and a large new road (UER II)<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Metro connectivity in the pipeline<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exclusive clusters for stable, salaried residents<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">These are the kind of ingredients that, over time, change how a locality is valued. As infrastructure gets completed and occupancy rises, the <\/span><b>resale and rental potential<\/b><span style=\"font-weight: 400;\"> can improve for everyone who bought early, not just government staff.<\/span><b><\/b><\/p>\r\n<h3><b>Ready to Move Inventory with a Clear Title is a Big Plus<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">You are not buying a plotted colony or an under-construction private project. These are DDA flats, built on DDA land, with a relatively straightforward title structure.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">For a <\/span><b>home loan<\/b><span style=\"font-weight: 400;\">, this matters because:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Most banks and housing finance companies are comfortable lending on DDA properties.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You sidestep the construction risk that comes with many private projects.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can generally get possession faster, so you are not stuck paying both rent and pre-EMI for years.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">For risk-averse first-time buyers, this combination of public sector employer plus DDA as developer is a strong comfort factor.<\/span><b><\/b><\/p>\r\n<h3><b>Signal About Where Future Public Investment is Going<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">When DDA starts concentrating housing, education and sports infrastructure in a belt like Narela, it is effectively telling you where a lot of public money and planning attention is going in the next decade.<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">If you are thinking of buying in Delhi on a long horizon, these signals matter as much as current prices. An area where the government is actively pushing integrated development often sees:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Better roads and utilities over time<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher institutional presence, which supports rentals<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Faster resolution of civic issues compared to completely neglected pockets<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">This does not guarantee high returns, but it does change the risk profile compared to scattered, unplanned colonies.<\/span><\/p>\r\n<h2><b>How Should a Government Employee Approach this Scheme?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">If you are likely to be eligible for Karmayogi Awas Yojana, here is a practical way to think about it.<\/span><\/p>\r\n<h3><b>Step 1: Fix Your Budget Before You Fall in Love With a Flat<\/b><\/h3>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Look at your net take-home salary, existing EMIs and essential expenses.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Most lenders prefer your total EMIs (including the new home loan) to stay within 40\u201345% of your net income.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use this to back calculate a comfortable maximum EMI, then a maximum loan amount and finally a comfortable property budget.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Do this math first; otherwise, the 25% discount can tempt you into stretching beyond your comfort zone.<\/span><\/p>\r\n<h3><b>Step 2: Get a Loan Pre-Assessment<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Before registrations open:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Talk to a few banks or housing finance companies about your eligibility for a DDA flat in Narela.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Share an approximate property value and ask for a sanctioned or in principle pre-approval.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This helps you move faster when the scheme opens, especially if the allotment is FCFS.<\/span><\/li>\r\n<\/ul>\r\n<h3><b>Step 3: Study Narela Like a Future Resident, Not Just an Investor<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Spend some time on the ground:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do a trial commute from Narela to your current office. If that is unrealistic, check how your likely future posting or office might work.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit at different times of day to see traffic, safety, shops and basic services.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check what is already functional versus what is only on paper or in the \u201cupcoming\u201d category.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">Working in government, your posting can change. If there is a possibility of you being shifted away from Delhi, think about rental demand and vacancy risk in Narela too.<\/span><\/p>\r\n<h3><b>Step 4: Read the Fine Print in the DDA Brochure<\/b><\/h3>\r\n<p><span style=\"font-weight: 400;\">Watch for:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Whether you can sell or rent the flat freely, or if there is a lock-in period.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rules about ownership of other properties in Delhi by you or your spouse.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payment schedule and penalties for delayed payment.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintenance charges and who will manage common areas and security.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">The employment-linked discount is great, but you do not want to be surprised later by restrictions that do not suit your plans.<\/span><\/p>\r\n<h2><b>What Should Non-Government Homebuyers Take Away From This DDA Scheme?<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">Even if you cannot apply for Karmayogi Awas Yojana, the scheme still matters for you in three ways:<\/span><\/p>\r\n<ol>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Price Discovery in Narela: <\/b><span style=\"font-weight: 400;\">The prices DDA finally announces and how quickly these flats are booked will set new reference points for what is considered \u201cfair value\u201d in this part of Delhi. Private builders and resale owners nearby will take cues from this.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Signal of Long-term Development: <\/b><span style=\"font-weight: 400;\">Education hubs, sports complexes and big public housing clusters typically attract retail, healthcare and services. If your budget pushes you toward outer Delhi, it may be smarter to look at where this kind of planned investment is happening instead of purely unplanned colonies.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Benchmark for Discounts: <\/b><span style=\"font-weight: 400;\">When a public authority starts giving 25% discounts and FCFS allotment, it increases pressure on private developers to offer better payment plans, subvention schemes or negotiated discounts, especially in slower-moving micro markets.<\/span><\/li>\r\n<\/ol>\r\n<h2><b>Risks You Should Not Ignore<\/b><\/h2>\r\n<p><span style=\"font-weight: 400;\">No scheme is perfect, and Karmayogi Awas Yojana is no exception. Some points to keep in mind:<\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Distance and Commute<\/b><span style=\"font-weight: 400;\">: Narela is still far from central business districts like Connaught Place or Gurgaon. If your current or likely future job is in these zones, daily commute time and cost can be significant.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Timing of Metro and Big Projects<\/b><span style=\"font-weight: 400;\">: A lot of the upside depends on Metro Phase IV, the education city and sports complex moving from approval to completion. Delays are possible, and your life in the first 5 to 7 years will depend on what actually exists on the ground.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Occupancy Levels<\/b><span style=\"font-weight: 400;\">: If many allottees treat these flats as investments to be rented out later, you may see partially occupied towers for some years, which can affect the feel of the neighbourhood.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dynamic Pricing Risk<\/b><span style=\"font-weight: 400;\">: If DDA links prices to demand, early buyers and late buyers may see different effective costs. That can be emotionally frustrating if you feel you paid more.<\/span><\/li>\r\n<\/ul>\r\n<p><span style=\"font-weight: 400;\">The Karmayogi Awas Yojana in Narela is more than just another DDA draw. It\u2019s a clear signal that Delhi\u2019s growth story is shifting toward new pockets like Narela, backed by public housing, education hubs and sports infrastructure. For government and PSU employees, the 25% rebate is a rare opportunity to convert a stable salary into a long-term asset, with the comfort of DDA construction and a relatively clear title.<\/span><\/p>\r\n<h2><b>FAQs on DDA Karmayogi Awas Yojana<\/b><\/h2>\r\n\r\n<div class=\"schema-faq wp-block-yoast-faq-block\">\r\n<div id=\"faq-question-1764246619285\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What is the DDA Karmayogi Awas Yojana?<\/strong>\r\n<p class=\"schema-faq-answer\">The DDA Karmayogi Awas Yojana is a special housing scheme by the Delhi Development Authority that offers dedicated residential clusters in Narela (Sectors A1\u2013A4) exclusively for government and PSU employees. Around 3,500\u20133,656 newly built HIG, MIG and EWS flats will be offered in gated societies with basic amenities and improved connectivity.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246620147\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Who is eligible to apply under this scheme?<\/strong>\r\n<p class=\"schema-faq-answer\">Eligibility is restricted to current and retired employees of central and state governments, public sector undertakings, local bodies, autonomous institutions, and related government organisations, including police and paramilitary forces. In other words, it is meant for people in public service roles rather than the general public.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246621175\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">When will the Karmayogi Awas Yojana launch?<\/strong>\r\n<p class=\"schema-faq-answer\">The scheme has been approved by DDA, and registrations are expected to start online around mid-December 2025, with the formal launch and detailed brochure likely to be rolled out shortly before that. Timelines can shift slightly, so applicants should keep an eye on DDA\u2019s official housing portal for the final dates.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246621637\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">How many flats will be offered in this scheme?<\/strong>\r\n<p class=\"schema-faq-answer\">DDA plans to offer a total of about 3,500\u20133,656 flats across multiple pockets in Narela, with the first phase covering roughly 1,167 units and the rest to be rolled out in subsequent phases. These will form integrated residential clusters designed specifically for government employees and their families.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246622168\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What flat types will be available in the Karmayogi Awas Yojana?<\/strong>\r\n<p class=\"schema-faq-answer\">The scheme will include a mix of High-Income Group (HIG), Middle-Income Group (MIG) and Economically Weaker Section (EWS) units, broadly in configurations like 3BHK (HIG), 2BHK (MIG) and smaller 1BHK\/one-room units for EWS or lower categories, all in gated housing societies in Narela.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246622735\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">How much discount is offered to government employees?<\/strong>\r\n<p class=\"schema-faq-answer\">Eligible government and PSU employees are being offered a special rebate of about 25% on the basic cost of the flats under this scheme, which is one of its main attractions compared to regular DDA housing offerings.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246665681\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What is the expected price range of the flats?<\/strong>\r\n<p class=\"schema-faq-answer\">Final prices will be notified in the official brochure, but early reports suggest smaller LIG\/EWS units may start around the \u20b920\u201330 lakh range after discount, MIG 2BHK flats could be around \u20b980 lakh to \u20b91 crore, and larger HIG 3BHK units could be in the \u20b91\u20132 crore bracket, depending on size, category and exact location within Narela. These figures are indicative and subject to DDA\u2019s final costing.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246666216\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">How will the allotment process work?<\/strong>\r\n<p class=\"schema-faq-answer\">Unlike older lottery-based schemes, the Karmayogi Awas Yojana is expected to follow a \u201cfirst-come, first-served\u201d online allotment model. Eligible employees will register on the DDA Awaas portal, pay the required registration and booking amounts, and then select and book an available flat in their eligible category, all through the online system.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246666696\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What documents are required for the application?<\/strong>\r\n<p class=\"schema-faq-answer\">DDA has not yet published the final document checklist for this specific scheme, but based on past housing schemes you can expect to need basic KYC documents (Aadhaar, PAN, address proof), recent photographs, employment\/retirement proof from the government department or PSU, and possibly income or salary proof. The exact list will be given in the official brochure and online application instructions when the scheme goes live.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1764246667248\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">What is the expected registration fee?<\/strong>\r\n<p class=\"schema-faq-answer\">The exact registration fee for Karmayogi Awas Yojana has not been officially announced yet. In recent DDA schemes, a small non-refundable registration fee (for example around \u20b92,500) plus a larger booking amount depending on the flat category has been common, so something similar is likely here, but applicants should rely only on the official DDA notification and brochure once published.<\/p>\r\n<\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>The Delhi Development Authority (DDA) is rolled our out a new housing scheme aimed squarely at government employees in December 2025. The scheme is available till 31 March, 2026. The focus is Narela, a sub-city in North Delhi that DDA has been trying to reposition with better infrastructure, new institutions and a new identity as [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5582,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[127],"tags":[427],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>DDA Karmayogi Awas Yojana - New Narela Housing Scheme 2026<\/title>\n<meta name=\"description\" content=\"Explore the DDA Karmayogi Awas Yojana in Narela for government employees. 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Know eligibility, flat details, pricing, registration process, and key benefits explained.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025\" \/>\n<meta property=\"og:site_name\" content=\"Basic Home Loan Blogs\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BasicLoans\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-27T12:32:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-12T06:44:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.basichomeloan.com\/blog\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-27-2025-05_59_02-PM.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LoanBasic\" \/>\n<meta name=\"twitter:site\" content=\"@LoanBasic\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/#\/schema\/person\/7f650e06cc4a49eb0d850bd6789ccaa0\"},\"headline\":\"DDA Karmayogi Awas Yojana 2026: New Narela Housing Scheme For Government Employees Explained\",\"datePublished\":\"2025-11-27T12:32:02+00:00\",\"dateModified\":\"2026-03-12T06:44:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025\"},\"wordCount\":2716,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.basichomeloan.com\/blog\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-27-2025-05_59_02-PM.png\",\"keywords\":[\"DDA Karmayogi Awas Yojana\"],\"articleSection\":[\"Real Estate News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#respond\"]}]},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025\",\"url\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025\",\"name\":\"DDA Karmayogi Awas Yojana - New Narela Housing Scheme 2026\",\"isPartOf\":{\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.basichomeloan.com\/blog\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-27-2025-05_59_02-PM.png\",\"datePublished\":\"2025-11-27T12:32:02+00:00\",\"dateModified\":\"2026-03-12T06:44:18+00:00\",\"description\":\"Explore the DDA Karmayogi Awas Yojana in Narela for government employees. 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is the DDA Karmayogi Awas Yojana?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The DDA Karmayogi Awas Yojana is a special housing scheme by the Delhi Development Authority that offers dedicated residential clusters in Narela (Sectors A1\u2013A4) exclusively for government and PSU employees. Around 3,500\u20133,656 newly built HIG, MIG and EWS flats will be offered in gated societies with basic amenities and improved connectivity.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246620147\",\"position\":2,\"url\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246620147\",\"name\":\"Who is eligible to apply under this scheme?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Eligibility is restricted to current and retired employees of central and state governments, public sector undertakings, local bodies, autonomous institutions, and related government organisations, including police and paramilitary forces. In other words, it is meant for people in public service roles rather than the general public.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246621175\",\"position\":3,\"url\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246621175\",\"name\":\"When will the Karmayogi Awas Yojana launch?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The scheme has been approved by DDA, and registrations are expected to start online around mid-December 2025, with the formal launch and detailed brochure likely to be rolled out shortly before that. Timelines can shift slightly, so applicants should keep an eye on DDA\u2019s official housing portal for the final dates.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246621637\",\"position\":4,\"url\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246621637\",\"name\":\"How many flats will be offered in this scheme?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"DDA plans to offer a total of about 3,500\u20133,656 flats across multiple pockets in Narela, with the first phase covering roughly 1,167 units and the rest to be rolled out in subsequent phases. These will form integrated residential clusters designed specifically for government employees and their families.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246622168\",\"position\":5,\"url\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246622168\",\"name\":\"What flat types will be available in the Karmayogi Awas Yojana?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The scheme will include a mix of High-Income Group (HIG), Middle-Income Group (MIG) and Economically Weaker Section (EWS) units, broadly in configurations like 3BHK (HIG), 2BHK (MIG) and smaller 1BHK\/one-room units for EWS or lower categories, all in gated housing societies in Narela.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246622735\",\"position\":6,\"url\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246622735\",\"name\":\"How much discount is offered to government employees?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Eligible government and PSU employees are being offered a special rebate of about 25% on the basic cost of the flats under this scheme, which is one of its main attractions compared to regular DDA housing offerings.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246665681\",\"position\":7,\"url\":\"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246665681\",\"name\":\"What is the expected price range of the flats?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Final prices will be notified in the official brochure, but early reports suggest smaller LIG\/EWS units may start around the \u20b920\u201330 lakh range after discount, MIG 2BHK flats could be around \u20b980 lakh to \u20b91 crore, and larger HIG 3BHK units could be in the \u20b91\u20132 crore bracket, depending on size, category and exact location within Narela. 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is the DDA Karmayogi Awas Yojana?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The DDA Karmayogi Awas Yojana is a special housing scheme by the Delhi Development Authority that offers dedicated residential clusters in Narela (Sectors A1\u2013A4) exclusively for government and PSU employees. Around 3,500\u20133,656 newly built HIG, MIG and EWS flats will be offered in gated societies with basic amenities and improved connectivity.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246620147","position":2,"url":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246620147","name":"Who is eligible to apply under this scheme?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Eligibility is restricted to current and retired employees of central and state governments, public sector undertakings, local bodies, autonomous institutions, and related government organisations, including police and paramilitary forces. 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These figures are indicative and subject to DDA\u2019s final costing.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246666216","position":8,"url":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246666216","name":"How will the allotment process work?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Unlike older lottery-based schemes, the Karmayogi Awas Yojana is expected to follow a \u201cfirst-come, first-served\u201d online allotment model. Eligible employees will register on the DDA Awaas portal, pay the required registration and booking amounts, and then select and book an available flat in their eligible category, all through the online system.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246666696","position":9,"url":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246666696","name":"What documents are required for the application?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"DDA has not yet published the final document checklist for this specific scheme, but based on past housing schemes you can expect to need basic KYC documents (Aadhaar, PAN, address proof), recent photographs, employment\/retirement proof from the government department or PSU, and possibly income or salary proof. The exact list will be given in the official brochure and online application instructions when the scheme goes live.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246667248","position":10,"url":"https:\/\/www.basichomeloan.com\/blog\/real-estate-news\/dda-karmayogi-awas-yojana-narela-housing-scheme-2025#faq-question-1764246667248","name":"What is the expected registration fee?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The exact registration fee for Karmayogi Awas Yojana has not been officially announced yet. In recent DDA schemes, a small non-refundable registration fee (for example around \u20b92,500) plus a larger booking amount depending on the flat category has been common, so something similar is likely here, but applicants should rely only on the official DDA notification and brochure once published.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/5581"}],"collection":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/comments?post=5581"}],"version-history":[{"count":5,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/5581\/revisions"}],"predecessor-version":[{"id":5814,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/posts\/5581\/revisions\/5814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/media\/5582"}],"wp:attachment":[{"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/media?parent=5581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/categories?post=5581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.basichomeloan.com\/blog\/wp-json\/wp\/v2\/tags?post=5581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}