Building the Home Loan
Experience India Deserves
We’re transforming home loans with AI, digital journeys, expert support, and access to 150+ lenders—so more Indian families can move from aspiration to homeownership with confidence.
Families Served
4 Lakh
⭐★★😎Our Core Values
Our Mission
We empower Indian families to own homes with confidence through simpler, digital-first home loans. As a zero-cost advisor, we combine AI, expert support, and 150+ lenders to deliver end-to-end convenience and peace of mind.
Our Vision
To make home loans simple, faster, and stress-free for India’s middle- and low-income households.
Turning the dream of homeownership into reality for Indian families.
Founded in 2020, BASIC Home Loan is a technology-led home loan platform helping homebuyers across India access and complete their home loans with greater ease and confidence. By combining AI, digital technology, expert support, and a network of 150+ lenders, we provide end-to-end home loan fulfilment as a zero-cost advisor to the customer.
Six Years, Chapter by Chapter
Our Story So Far
The Beginning
"BASIC started with a mission to make home loans simpler, faster and more accessible."
Commenced operations during COVID with US$500K seed funding
Launched the BASIC Agent App for a phygital home loan journey
Began building a technology-led, assisted home loan platform
Growing the Foundation
"BASIC strengthened its platform, distribution capabilities and assisted home loan model."
Expanded home loan distribution and fulfilment capabilities
Strengthened the digital journey for customers and advisors
Raised US$3.5 Mn Series A, led by Gruhas & Venture Catalysts
Scaling the Business
"2023 marked a significant expansion in BASIC’s business and partner ecosystem."
Launched Fulfilment Services for Fintech & PropTech partners
Raised US$4.7 Mn Pre-Series B
Reached US$60 Mn+ monthly disbursement run rate and launched the Franchise Business
Institutional Growth
"BASIC combined growing scale, new credit capabilities and institutional backing."
Launched BASIC Credit (Homfinity)
Crossed US$120 Mn+ monthly disbursement run rate
Raised US$10+ Mn Series B, led by Bertelsmann India
Intelligence at Scale
"BASIC combined its distribution strength with AI-led home loan assistance."
Achieved US$180 Mn+ monthly disbursement run rate
Launched HOM-i, BASIC’s AI Assistant for Home Loans
Franchise network crossed 50+ locations
Building the Mortgage Ecosystem
"BASIC continued evolving into a broader technology-led mortgage ecosystem."
Expanded HOM-i across the home loan discovery and assistance journey
Continued scaling Homfinity, franchise and partner-led distribution
Strengthened BASIC’s reach across 150+ cities with a growing lender, advisor and fulfilment network
What We Believe In
Our beliefs guide how we work, make decisions, and serve our customers. They shape the way we collaborate, build trust, and create better outcomes for homebuyers.
Win Through Teamwork
We encourage individual ownership but work as a team. We value each colleague's expertise and contribution and work together to support one another in pursuit of common goals.
Win Through Ethics
Our customers rely on us to act in their best interest and for the same, we set high ethical standards. We are passionate to provide the right home loan to our customers and take pride in achieving them.
Win Through Transparency
We believe fair & honest communication is the only way to make a positive contribution to the health and wellbeing of our customers, the communities we work in, and the world we live in.
Our Leadership
Meet the team behind BASIC
Atul Monga
Co-founder & CEO
Kalyan Josyula
Co-founder & CTO
Our Investors
Angel Networks & Family Offices
Our Other Initiatives
Simplifying Home Loans with Technology
We empower homebuyers with technology, simplify their home loan journey, and help Indian families move toward homeownership with greater confidence—all from the convenience of their homes.
Quick Processing
Get your home loan processed faster with a streamlined digital journey.
100% Secure
Bank-grade encryption for all your documents.
Digital Documentation
Upload and verify documents from your phone.
End-to-End Support
From application to disbursement, at zero cost to you.
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Ready to Find the Best-Fit Home Loan?
- Talk to Your Dedicated Loan Expert Today!
