Home Loans in
Agra
Agra, with its rich heritage, culture, and modern infrastructure, can easily appeal to anyone. If you, too, wish to have an abode in this popular city of Uttar Pradesh, then apply for a home loan in Agra. From private to public banks and non-banking financial companies (NBFCs), several eminent lenders are willing to offer you home loans starting at 8.45% per annum. They may charge a processing fee on each home loan application ranging between 0.25% and 0.50% of the loan amount, sometimes higher. Borrowers can enjoy flexible repayments for up to 30 years on home loans in Agra from eminent banks and NBFCs.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Agra
The best home loan interest rate in Agra begins at 8.45% p.a. A majority of banks and housing finance companies in Agra offer home loans at floater as well as on a fixed rate basis. Moreover, a few lenders also support the government affordable housing scheme PMAY for economically weaker sections of society. The table drafted below will help you compare the rate of interest and processing fee charges on home loans in Agra by the top 10 banks and non-banking financial companies:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 Bank of India | 30 | 8.45% | Up to 0.25% of the loan amount (Min: Rs. 1,500; Max: Rs. 20,000) | |
 LIC HFC | 30 | 8.50% | Up to 0.25% (Max: Rs. 25,000) | |
 Aavas Financiers | 30 | 8.50% onwards | Up to 1% of the loan amount | |
 HDFC Bank | 30 | 8.65% - 9.85% | Up to 0.25% (Min: Rs. 3,540) | |
 PNB Housing | 30 | 8.75% onwards | Up to 0.50% (Max: Rs. 10,000) | |
 Federal Bank | 30 | 8.80% | 0.50% of the loan amount (Min: Rs. 3,000 + GST; Max: Rs. 7,500 + GST) | |
 State Bank of India | 30 | 9.15% - 12.95% | Up to 0.25% (Rs. 10,000 max) | |
 Cent Bank HFC | 30 | 8.35% - 9.35% | Up to 1.00% (Rs. 10,000 min) | |
 Bajaj Housing | 40 | 8.50% | Up to 7% of the loan amount + GST | |
 Tata Capital Ltd. | 30 | 8.95% onwards | 0.25% of the loan amount (Max: Rs. 3,540) |
Eligibility Criteria for Home Loans in Agra
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Required for Home Loans in Agra
Whether you are salaried or self-employed, you can easily apply for a home loan in Agra, but make sure to submit the essential documents with your home loan application. These documents will help you prove your credibility as a genuine borrower based on your citizenship, age, income, and property details. Here is a list of documents required for a home loan in Agra:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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