Sammaan Capital Home Loan Interest Rate
Sammaan Capital Home Loan Interest Rate
Headquartered in Gurugram, the Sammaan Capital Group is an Indian conglomerate dealing mainly in housing finance, real estate, and consumer finance. Sammaan Capital home loan interest rate beginning at 9.30% per annum has made it quite affordable for many aspiring home buyers to buy their dream abode. The NBFC offers a maximum repayment tenure of up to 30 years on home loans. The applicant has a choice to choose a floater or fixed Sammaan Capital Housing Finance home loan interest rate and they are charged a processing fee of up to 0.50% of the loan amount for the same.
Sammaan Capital Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Sammaan Capital Home Loan Key Highlights
Amount of Loan
Up to Rs. 10 crores
Rate of Interest
9.30% p.a. onwards
Processing Fees
0.50% of the loan amount
Max Tenure for Loan Repayment
30 years
Sammaan Capital Home Loan Interest Rates in 2025
Offering easy housing loans to salaried and self-employed applicants across the country, Sammaan Capital has emerged as the first choice for customers looking for competitive interest rates and easy loan conditions. Sammaan Capital home loan interest rate depend on factors like tenure, loan amount, and the type of property.
Feel free to understand the latest Sammaan Capital home loan interest rate 2025 through the tables below:
| Loan Category | Rate of Interest on Home Loan |
|---|---|
| Salaried Applicants | 9.30% per annum onwards |
| Self-Employed Applicants | 9.30% per annum onwards |
Standard Home Loan Rates of Interest for Salaried and Self-Employed Applicants
Please refer to the official website of MHFL to learn about its Repo Linked Lending Rate (RLLR)
| Loan Category | Rate of Interest on Home Loan (p.a.) |
|---|---|
| All Loan | 9.30% per annum onwards |
Sammaan Capital Instant Home Loan Interest Rates
| Loan Slab | Rate of Interest on Home Loan (p.a.) |
|---|---|
| All Loans | 9.30% per annum onwards |
Top-Up Loans Interest Rates
| Loan Category | Rate of Interest on Home Loan (p.a.) |
|---|---|
| Top-Up for Existing Customers | 9.30% per annum onwards |
Interest rates were last updated on 10th July 2025
Sammaan Capital Home Loan Interest Rates for All Schemes in India
Sammaan Capital Housing Finance understands that there are people who wish to buy a home, while some just want to renovate an existing home or construct a home on a plot. So, keeping all these varied needs of the consumers in mind, it offers different Sammaan Capital home loan schemes mentioned below:
| Sammaan Capital Home Finance Home Loan Schemes | Rates of Interest for Each Plan |
|---|---|
| Instant Home Loans | 9.30% per annum onwards |
| Home Renovation Loan | 9.30% per annum onwards |
| Home Loan for NRIs | 9.30% per annum onwards |
| Pradhan Mantri Awas Yojana (PMAY Scheme) | 9.30% per annum onwards |
| Home Loan Balance Transfer | 9.30% per annum onwards |
| Rural Home Loan | 9.30% per annum onwards |
Sammaan Capital Home Loan Interest Rates for Balance Transfer, Top Up and Overdraft
Home loan customers can enjoy three additional financial facilities with an Sammaan Capital housing loan and they are described below for your understanding:
Sammaan Capital Home Finance Home Loan Balance Transfer
No need to pay higher EMIs for a home loan at a higher rate of interest at any other bank or NBFC. You can easily shift your outstanding loan amount to Sammaan Capital through the Balance Transfer Home Loan Scheme. The interest rate for the Sammaan Capital Home Finance balance transfer housing loan starts at 9.30% per annum.
Sammaan Capital Home Finance Home Loan Top-Up
How about getting some additional funds to meet your financial liabilities personally and professionally without applying for a fresh loan? You can do so with Sammaan Capital Top Up Home Loan schemes which offer finances on top of your home loan amount. The Sammaan Capital Home Finance home loan top-up interest rate begins at 9.30% per annum.
Sammaan Capital Home Finance Home Loan Overdraft Option
The Sammaan Capital overdraft facility is a convenient home loan facility to get more money for financial needs other than the loan amount. The Sammaan Capital overdraft facility begins at 9.30% per annum and can be enjoyed equally by salaried and self-employed customers.
Sammaan Capital Home Loan EMI Calculator 2025
| Loan Amount | Rate of Interest | EMI for 10-Year Loan Tenure | EMI for 20-Year Loan Tenure | EMI for 30-Year Loan Tenure |
|---|---|---|---|---|
| Rs. 10 lakh | 9.30% p.a. | Rs. 12,831 | Rs. 9,191 | Rs. 8,263 |
| Rs. 20 lakh | 9.30% p.a. | Rs. 25,661 | Rs. 18,382 | Rs. 16,526 |
| Rs. 30 lakh | 9.30% p.a. | Rs. 38,492 | Rs. 27,573 | Rs. 24,789 |
| Rs. 40 lakh | 9.30% p.a. | Rs. 51,322 | Rs. 36,764 | Rs. 33,052 |
| Rs. 50 lakh | 9.30% p.a. | Rs. 64,153 | Rs. 45,955 | Rs. 41,315 |
| Rs. 60 lakh | 9.30% p.a. | Rs. 76,983 | Rs. 55,147 | Rs. 49,578 |
| Rs. 70 lakh | 9.30% p.a. | Rs. 89,814 | Rs. 64,338 | Rs. 57,841 |
| Rs. 80 lakh | 9.30% p.a. | Rs. 1,02,644 | Rs. 73,529 | Rs. 66,104 |
| Rs. 90 lakh | 9.30% p.a. | Rs. 1,15,475 | Rs. 82,720 | Rs. 74,367 |
| Rs. 1 crore | 9.30% p.a. | Rs. 1,28,305 | Rs. 91,911 | Rs. 82,630 |
Disclaimer:
You just got an idea of EMI payable at an interest rate of 9.30% p.a. offered by Sammaan Capital Home Loan. Remember these figures will change depending on the change in the rate of interest, tenure, and other factors of a particular lender.
How to Calculate Sammaan Capital Home Loan Interest Rates?
Calculating the home loan interest rate is one critical element of the home loan journey that can be made easy by using the online EMI calculator tool available at the BASIC Home Loan website - EMI. The table displayed below will give you an idea of monthly EMI installments for 10 to 30 years tenures:
Compare Sammaan Capital Home Loan Interest Rate with Top Banks
Sammaan Capital Home Finance Ltd. is known for offering reasonable and hassle-free home loans, but if you still have any doubts about your selection, then we suggest you undergo some comparison. With this aim in mind, we are now highlighting the interest rates and processing fees of 5 competing NBFCs and banks to help you make an informed decision:
Sammaan Capital Home Loan Balance Transfer Interest Rates
Sammaan Capital Home Loan Balance Transfer is a fantastic scheme offered by the NBFC to help existing home loan customers transfer their outstanding loan amount to Sammaan Capital from another lender. They can do so to enjoy a better rate of interest and additional benefits offered by Sammaan Capital.
Sammaan Capital Home Finance Balance Transfer interest rate starts at 9.30% per annum. But, remember it may vary at the discretion of the NBFC. Anytime during an existing home loan with another lender, you can make a shift to Sammaan Capital Home Loans through the balance transfer plan in the following manner:
First of all, visit the BASIC Home Loan website and access the Repay Right section
Enter the required details in the form displayed on the screen
Your next step is to click ‘Next’ to proceed to the next page
Up next, you will be able to check the savings you make with the Sammaan Capital Home Finance Home Loan Balance Transfer option
Another easier option is to approach the BASIC Home Loan team for help in applying for an Sammaan Capital housing loan
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