Bajaj Finserv Home Loan
Bajaj Finserv Home Loan
Tired of waiting for home loan approvals? Bajaj Finserv promises a quick approval process with minimal paperwork. Its interest rate starts at 7.25% p.a. and go up to 20% per annum with a maximum repayment tenure of 32 years.
Bajaj Finserv Home Loan
Approval in as Little as 48 Hours
Bajaj Finserv is built for speed, and we make sure your file is complete so nothing slows it down.
Salaried or Self-Employed, Both Covered
Bajaj Finserv lends to both profiles, and we match you to the scheme that suits your income type.
Doorstep Service in Your Language
Our team comes to you and explains every step in the language you are comfortable with.
One Relationship Manager, Start to Finish
A dedicated BASIC expert handles your file end to end, not a rotating call centre.
Bajaj Finserv Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Bajaj Finserv Home Loan Key Highlights
Get the lowest interest rates with Bajaj Finserv Home Loan
Loan Amount: Up to Rs. 15 crore
Rate of Interest: 7.25% p.a. onwards
Processing Fee: A nominal Fee is charged
Maximum Tenure for Repayment: 32 years
Rate Packages: Fixed / Floating
Bajaj Finserv Home Loan Interest Rates in 2026
Customers seeking a home loan facility from Bajaj Finserv can avail of the loan at a rate of interest starting at 7.25% per annum. The table below shares the Bajaj Finserv home loan interest rate for different applicant profiles:
| Loan Slab | Interest Rate for Home Loan |
|---|---|
| Salaried | 7.25% - 20% p.a. |
| Self-employed | 7.25% - 20% p.a. |
Bajaj Finserv Home Loan Eligibility Criteria
Customers who apply for a home loan with Bajaj Finserv must meet the NBFC eligibility requirements. Given below are the commonly accepted Bajaj Finserv home loan eligibility criteria:
For Salaried Individuals
Age Range (in years)
23-70 years
Nationality
Indian citizen and resident
For Self-Employed Individuals
Age Range (in years)
23-70 years
Nationality
Indian citizen and resident
Bajaj Finserv Home Loan Processing Fee and Charges
To help cover the costs involved in processing a home loan application, Bajaj Finserv levies a nominal processing fee. Some other charges also apply as part of the process. These include:
| Processing Fee | A nominal fee is charged |
| Principal Statement and Interest Charges | Nil |
| Foreclosure Charges | Nil |
| Bounce Charges | Rs. 500 - Rs. 10,000 |
| Secure Fee | Up to Rs. 10,000 + GST |
| Part-Prepayment Charges | 4% |
| Hard Copy Loan Statement Charges | Up to Rs. 500 per request + GST |
Bajaj Finserv Home Loan Schemes and Top Plans
Bajaj Finserv offers the following four types of home loan plans to its applicants:
- Attractive rate of interest
- Simple application process
- Flexibility in repayment
- Faster loan processing
- Top-up feature to cover contingencies
- Simple process to transfer the balance loan amount from another lender
- Relatively lower interest rates
- Faster loan approval within 48 hours
- Exclusive pre-approved offers for existing customers
- Simplified and hassle-free loan application process
* Note: All of the above home loan plans are made available to applicants solely at the discretion of Bajaj Finserv, taking into consideration the earning and repayment capacity of the applicant.
Documents Required for Bajaj Finserv Home Loan
Given below is the complete list of Bajaj Finserv home loan documents required as part of the application process:
| Proof of Income |
|
| Other Required Documents |
|
| Proof of Income |
|
| Other Required Documents |
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| Identity & Address Proof |
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| Documents Related to Property |
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Apply for a Bajaj Finserv Home Loan Through BASIC Home Loan
To avail of a Bajaj Finserv home loan, apply through the following simple steps:
Apply Now on the BASIC Website
Head to the APPLY NOW section on the BASIC Home Loan website.
Share Your Requirement
Enter your name, contact number, loan amount and pincode, then submit the form.
We Take It Forward With Bajaj Finserv
A BASIC Home Loan expert checks your eligibility and helps you apply for a Bajaj Finserv home loan.
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