Sammaan Capital Home Loan
Sammaan Capital Home Loan
Designed specifically to cater to the customized needs of its home loan applicants, Sammaan Capital Home Loan is one of the best NBFCs in India. It provides home loans at an attractive interest rate starting from 8.75% p.a. and a processing fee of 0.50% of the loan amount. Customers can avail of home loans up to a maximum of Rs. 10 crores for up to 30 years.
Sammaan Capital Home Loan
Doorstep Service in Your Language
Our team comes to you and explains every step in the language you are comfortable with.
Salaried or Self-Employed, Both Covered
Sammaan Capital lends to both profiles, and we match you to the scheme that suits your income type.
Pan-India Reach
Sammaan Capital serves tier 1, 2 and 3 cities, including rural and semi-urban locations.
One Relationship Manager, Start to Finish
A dedicated BASIC expert handles your file end to end, not a rotating call centre.
Sammaan Capital Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Sammaan Capital Home Loan Key Highlights
Get the lowest interest rates with Sammaan Capital Home Loan
Loan Amount: Up to Rs. 10 crore
Rate of Interest: Starts at 8.75% per annum
Processing Fee: 0.50% of the loan amount
Maximum Tenure for Repayment: 30 years
Rate Packages: Fixed / Floating
Sammaan Capital Home Loan Interest Rates in 2026
The rate of interest offered by a bank/NBFC on a home loan is one of the key criteria most applicants consider. Sammaan Capital home loan interest rate starts at 8.75% p.a. for salaried and self-employed applicants. The table below details the interest rates in 2026 for Sammaan Capital Home Loan for varied categories of applicants:
| Loan Slab | Interest Rate for Home Loan |
|---|---|
| Salaried | 8.75% p.a. onwards |
| Self-employed | 8.75% p.a. onwards |
Sammaan Capital Home Loan Eligibility Criteria
Every person applying for a home loan facility with a bank or NBFC is required to meet certain eligibility requirements first. The table below highlights the key Sammaan Capital Home Loan eligibility criteria for its loan applicants:
For Salaried Individuals
Age Range (in years)
21-65 years
Nationality
Indian resident
Minimum Income Earned
Rs. 15,000 per month
For Self-Employed Individuals
Age Range (in years)
21-65 years
Nationality
Indian resident
Minimum Income Earned
NA
Sammaan Capital Home Loan Processing Fee and Charges
As stated earlier, Sammaan Capital Home Loan processing fee starts at 0.50% of the loan amount. This fee is charged by the NBFC to help recover the expenses incurred on home loan application processing. Some of the other fees to cover home loan operational costs are shared in the table below:
| Processing Fee | 0.50% of the loan amount onwards |
| Transaction-handling fees in case of resale home loans/balance transfer | Rs. 1,500 + GST applicable |
| Late payment charges | 24% p.a. of outstanding EMI |
| Property swap charges | Rs. 10,000 |
| Foreclosure statement charges | Rs. 500 (nil if requested only once in a quarter) |
| Penal charges | 24% p.a. in case of payment defaults |
| Retrieval charges | Rs. 750 |
| Registration charges | Nil |
| Complaint-handling charges | Nil |
| Loan agreement stamping charges | As per actuals, subject to state laws |
| Retrieval charges for original property documents | Rs. 5,000 + applicable taxes |
Sammaan Capital Home Loan Schemes and Top Plans
Some of the top varieties of home loan options offered by Sammaan Capital Home Loan are listed below for your reference:
- Special home loan scheme offered by the NBFC
- Designed specifically to meet personalised applicant requirements
- Requested for renovating or upgrading an existing residential property
- Offered for a maximum duration of up to 15 years
- Offered to enable NRI applicants to buy or construct homes in their native country
- Maximum loan duration of up to 15 years
- Credit-linked subsidy scheme launched by the Central Government of India to enable Housing for All
- Designed for economically weaker sections of society as well as MIG-I and MIG-II categories
- Offered for construction, upgrade, purchase or home extension
- Facilitates easy transfer of an existing home loan from another bank or NBFC to Sammaan Capital
- Comparatively lower rates of interest and other benefits offered
- Better customer service assured
- Introduced to make home loans easily affordable to all
- Particularly designed for rural or semi-urban areas
* Note: All of the above home loan plans are made available to applicants solely at the discretion of Sammaan Capital, taking into consideration the earning and repayment capacity of the applicant.
Documents Required for Sammaan Capital Home Loan
Every bank or NBFC asks its home loan applicants to submit a set of specific documents at the time of raising the loan application. Given below is the complete list of documents required for a Sammaan Capital home loan application.
| Proof of Income |
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| Other Required Documents |
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| Proof of Income |
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| Other Required Documents |
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| Identity & Address Proof |
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| Documents Related to Property |
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Apply for a Sammaan Capital Home Loan Through BASIC Home Loan
Applying for a Sammaan Capital home loan is quickest online through BASIC Home Loan. Here is how it works:
Apply Now on the BASIC Website
Head to the APPLY NOW section on the BASIC Home Loan website.
Share Your Requirement
Enter your name, contact number, loan amount and pincode, then submit the form.
We Match You to Sammaan Capital
A BASIC Home Loan expert checks your eligibility, compares Sammaan Capital against other lenders and takes your application forward.
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