Home Loans in
Jaipur
Jaipur, the Pink City, is not only a home to various monuments but also a home to a booming real estate industry. Affordable residential properties, rapidly growing infrastructure and appealing rentals make Jaipur one of the first choices for many aspiring homeowners. The presence of top banks and NBFCs offering home loans in Jaipur at affordable interest rates starting at 8.45% per annum eases it out for people willing to buy dream homes in this beautiful city of Rajasthan. Not just banks, there are several NBFCs offering housing finance Jaipur and mortgage loans in Jaipur. The maximum repayment tenure for home loans in Jaipur is up to 30 years, and most top lenders charge a processing fee of 0.25% - 0.50% of the loan amount.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Jaipur
Since it would impact your financial commitment, it is essential to find out the interest rate offered by Banks and NBFCs in Jaipur. These financial institutions usually offer a loan amount of up to 90% of the property cost. The lowest interest rate any bank in Jaipur offers on a home loan starts at 8.45% per annum. The table below highlights the current home loan interest rate in Jaipur offered by the top 10 banks and NBFCs:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 LIC HFC | 30 | 8.50% | Up to 0.25% (Rs. 25,000 max) | |
 Union Bank of India | 30 | 8.70% | 0.50% (Rs. 15,000 max) | |
 PNB Housing | 30 | 8.75% - 11.45% | Up to 0.50% (Rs. 10,000 max) | |
 Aavas Financiers Ltd. | 25 | 8.50% - 17.00% | 1.00% | |
 Bank of India | 30 | 8.45% | Up to 0.25% (Rs. 1,500 min; Rs. 20,000 max) | |
 State Bank of India | 30 | 9.15% - 12.95% | Up to 0.25% (Rs. 10,000 max) | |
 HDFC Bank | 30 | 8.65% - 9.85% | Up to 0.25% (Rs. 3,540 min) | |
 Federal Bank | 30 | 10.15% - 10.30% | Rs. 20,000 | |
 Tata Capital Ltd. | 30 | 8.95% onwards | 0.25% of the loan amount (Max: Rs. 3,540) |
Eligibility Criteria for Home Loans in Jaipur
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Jaipur
To avoid any disappointments in getting a housing loan, an applicant must arrange for essential documents for home loan in Jaipur. These are general KYC documents used by lenders to verify the credibility of the applicant based on their age, address, income, property to buy, and bank transaction history.
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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