Bandhan Bank Home Loan Interest Rate

In 2024, Bandhan Bank home loan interest rates continue to offer competitive and flexible options for homebuyers. With rates starting as low as 9.16%, Bandhan Bank provides affordable financing tailored to different customer profiles. Secure your dream home with their attractive loan offers and easy repayment terms.

Have a look at the table below to understand the Bandhan Bank home loan interest rate 2025 in detail:

Interest rates were last updated on 10th July 2025

With simple terms and easy eligibility, Bandhan Bank ensures homeownership is within reach for more people. Whether you're purchasing a new home, renovating, or building, they offer competitive rates to suit different needs. Have a look at the common types of home loan schemes offered by Bandhan Bank:

Bandhan Bank Home Loan customers can enjoy three interesting facilities on housing loans that can help them meet their sudden financial needs:

Bandhan Bank offers competitive home loan interest rates for balance transfer, making it easier for borrowers to shift their existing home loan from another bank. By transferring your loan to Bandhan Bank, you can benefit from reduced interest rates, which can significantly lower your monthly EMI payments. This option also helps you save on the total interest payable over the loan tenure. Bandhan Bank ensures a smooth transfer process with minimal paperwork, allowing you to take control of your home loan finances with ease. The Bandhan Bank balance transfer loan starts at 9.16% per annum.

Bandhan Bank provides a top-up loan facility with attractive interest rates for existing home loan borrowers. This option allows you to borrow additional funds on top of your current home loan for purposes like home renovations, education, or medical expenses. With competitive interest rates and longer tenures, the top-up loan can be repaid along with your existing home loan, making it convenient and affordable. The application process is simple, and the funds can be quickly dispersed to meet your financial needs without taking out a separate loan. The Bandhan Bank top-up interest rate starts at 9.16% per annum. 

The Bandhan Bank home loan overdraft facility offers a flexible way to manage your finances while enjoying competitive interest rates. This facility allows you to link an overdraft account to your home loan, enabling you to withdraw funds as and when required. The interest is charged only on the amount utilized from the overdraft, giving you more control over your cash flow. This option is ideal for borrowers with fluctuating financial needs, as it provides the flexibility of borrowing without the need for additional loans or approvals and it starts at 9.16% per annum. 

Disclaimer:

The table above provides an estimate of the EMI payable at an interest rate of 9.16% per annum as offered by Bandhan Bank. Please note that these figures may vary based on changes in interest rates, loan tenure, and other factors specific to the lender.