Home Loans in
Dehradun
Nestled in the foothills of the Himalayas in the state of Uttarakhand, Dehradun appeals to many for a residence. Perhaps this is the reason for the availability of so many top financial service providers in Dehradun offering quick and hassle-free home loans. The lowest home loan in Dehradun interest rate starts at 8.50% per annum. The maximum period provided by several banks and NBFCs in Dehradun to repay the loan amount is up to 30 years. Most of them charge a nominal processing fee ranging from 0.25% - 0.50% of the loan amount for each home loan application.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Dehradun
The home loan rates in Dehradun start at 8.50% per annum. Whether you are a salaried or a self-employed person, you can apply for a home loan in Dehradun from the top banks and non-banking financial companies after meeting their eligibility criteria. The table below aims to acquaint you with the home loan interest rates and processing fees of top banks and NBFCs offering housing loans in Dehradun:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 LIC HFC | 30 | 8.50% | Up to 0.25% (Rs. 25,000 max) | |
 Aavas Financiers Ltd. | 25 | 8.50% onwards | 1.00% | |
 Bank of Baroda | 30 | 8.60% onwards | 0.50% (Rs. 8,500 min; Rs. 25,000 max) | |
 HDFC Bank | 30 | 8.65% - 9.85% | Up to 0.25% (Rs. 3,540 min) | |
 ICICI Bank | 30 | 8.75% onwards | 0.50% - 2.00% of the loan amount | |
 PNB Housing | 30 | 8.75% - 11.45% | Up to 0.50% (Rs. 10,000 max) | |
 IIFL Housing Finance | 25 | 8.75% | 0.50% - 1.75% of the loan amount | |
 State Bank of India | 30 | 9.15% - 12.95% | Up to 0.25% (Rs. 10,000 max) | |
 Bajaj Housing | 40 | 8.50% | Up to 7% of the loan amount + GST |
Eligibility Criteria for Home Loans in Dehradun
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Dehradun
Something as crucial as a home loan can only be granted if the applicant succeeds in submitting some essential documents to the lender. When we talk about the documents, we mean general KYC documents that can verify the applicant's age, income, nationality, and other similar details. The required list of documents for home loan in Dehradun is listed below:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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