Home Loan in
Ghaziabad
Located in the state of Uttar Pradesh, Ghaziabad is a bustling city in NCR that offers various amenities to homeowners, such as schools, malls, hospitals, and proximity to the companies in Delhi NCR. Top banks and NBFCs in Ghaziabad offer lucrative low-cost housing options to different income groups. The standard interest rate for home loans in Ghaziabad starts at 8.35% per annum. The maximum loan repayment tenure offered by top lenders is up to 30 years. A borrower can expect a minimum home loan amount of Rs. 30 lakhs up to endless limits from the best banks and NBFCs in Ghaziabad. Some popular home loan schemes to choose from these lenders come in the form of home/ plot purchase loans, home renovation/ extension/ improvement loans, home construction loans, balance transfer loans, and top-ups.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Ghaziabad
The top banks and NBFCs in Ghaziabad offer easy home loans at very affordable interest rates to aspiring homeowners. The Ghaziabad home loan interest rate starts at 8.35% per annum, and most of these banks offer flexible balance transfer facilities to existing home loan borrowers. The table below enlists the current home loan interest rate in Ghaziabad offered by the top banks and NBFCs:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 Cent Bank HFC | 30 | 8.35% - 9.35% | Up to 1.00% (Rs. 10,000 min) | |
 LIC HFC | 30 | 8.40% - 8.50% | Up to 0.25% (Rs. 25,000 max) | |
 HDFC Bank | 30 | 8.70% - 9.75% | Up to 0.25% (Rs. 3,540 min) | |
 State Bank of India | 30 | 8.75% - 9.75% | Up to 0.50% (Rs. 10,000 max) | |
 PNB Housing | 30 | 8.75% - 11.95% | Up to 0.25% (Rs. 15,000 max) | |
 IDFC First Bank | 30 | 8.85% - 10.75% | 0.25% - 0.50% | |
 Federal Home Loan | 30 | 10.15% - 10.30% | Rs. 20,000 max | |
 Tata Capital Ltd. | 30 | 8.95% onwards | 0.25% of the loan amount (Max: Rs. 3,540) |
Eligibility Criteria for Home Loans in Ghaziabad
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Ghaziabad
To avail of home loans in Ghaziabad, you need to arrange for a set of KYC documents. These documents include proof of identity, age, address, income, and property. Listed below are the essential home loan documents in Ghaziabad for your reference:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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