Home Loans in
Moradabad
Some people prefer living in smaller cities for better quality of life, and Moradabad can be one such city for you. If you are considering buying a residential property in this city in Uttar Pradesh, you can easily get financial help through a home loan in Moradabad. Public and private banks and several housing finance companies offer convenient housing loan schemes to those interested in a real estate investment in Moradabad. They usually charge a processing fee on home loan applications starting from 0.25% of the loan amount and taxes. The maximum repayment period offered by many lenders in Moradabad is up to 3 decades or 30 years.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Moradabad
The lowest home loan interest rate in Moradabad begins at 8.45% per annum. You can easily apply for a housing loan in Moradabad with minimum documentation and quick loan disbursals. Many lenders offer easy EMI options to repay the loan amount with other sets of convenient facilities like overdraft, top-up, and balance transfer. Let us proceed further and show you a table displaying the interest rate and processing fee on home loans by the 10 best lenders in Moradabad:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 Bank of India | 30 | 8.45% | Up to 0.25% of the loan amount (Rs. 1,500 - Rs. 20,000) | |
 Piramal Housing Finance | 30 | 11.00% | Up to 3.00% | |
 LIC HFC | 30 | 8.50% | Up to 0.25% (Max: Rs. 25,000) | |
 Indian Overseas Bank | 30 | 9.35% | 0.50% of the loan amount | |
 HDFC Bank | 30 | 8.65% - 9.85% | Up to 0.25% (Rs. 3,540) | |
 PNB Housing | 30 | 8.75% onwards | Up to 0.50% (Rs. 10,000) | |
 IDFC First Bank | 30 | 8.85% - 10.75% | 0.25% - 0.50% | |
 Union Bank of India | 30 | 8.70% | 0.50% (Rs. 15,000) | |
 India Shelter | 20 | 10.50% onwards | Upto 2.50% of the loan amount | |
 Tata Capital Ltd. | 30 | 8.95% onwards | 0.25% of the loan amount (Max: Rs. 3,540) |
Eligibility Criteria for Home Loans in Moradabad
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Moradabad
No home loan application procedure will be complete without submitting a set of KYC documents. Do not worry, if you are unaware of the same, as we are here to enlighten you with the essential documents required for a home loan in Moradabad. Read on to check out which documents are required from those working on a monthly salary and those who are self-employed:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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