CIDCO Navi Mumbai Housing Scheme: 4,508 Affordable Homes for First-Time Homebuyers

CIDCO has rolled out a big opportunity for end-users and first-time buyers in Navi Mumbai. For the first time, the planning authority is selling 4,508 ready-to-move homes on a first-come, first-served (FCFS) basis instead of the usual lottery system.

These homes are spread across key Navi Mumbai nodes and are reserved for Economically Weaker Section (EWS) and Low Income Group (LIG) buyers under Pradhan Mantri Awas Yojana (PMAY).

Quick Snapshot of the Scheme

• Total homes: 4,508 ready-to-move tenements

• Categories:

  • 1,115 homes for EWS

  • 3,393 homes for LIG

• Location nodes:

  • Taloja

  • Dronagiri

  • Ghansoli

  • Kharghar

  • Kalamboli

• Scheme Type: First-come, first-served. No lottery. Buyers choose the flat they want from the available inventory.

• PMAY Benefit: EWS buyers can get an interest subsidy of up to ₹2.5 lakh under PMAY.

• Possession: Immediate, after full payment and document verification, since all units are already constructed.

Key Dates of CIDCO Navi Mumbai Housing Scheme

What Makes This CIDCO Scheme Different?

Most CIDCO schemes so far have followed a lottery format where you apply, wait, and hope your name is drawn. This time, the rules are much simpler:

• No Lottery, Only FCFS: If your application is verified and you log in early to the selection window, you literally pick your preferred flat from the available list.

• Homes are Already Built: These 4,508 units are part of existing CIDCO mass-housing projects. Construction risk is zero because the buildings are complete and occupied in parts.

• Immediate Handover: Once you pay the full amount and your documents are cleared, CIDCO hands over possession. No waiting for OC or phased handovers.

For genuine end-users and first-time buyers, this removes two big pain points: uncertainty about allotment and worry about construction delays.

Where are These 4,508 Homes Located?

All units are in established Navi Mumbai nodes with existing social and transport infrastructure.

Navi Mumbai Nodes Covered

• Taloja

• Dronagiri

• Ghansoli

• Kharghar

• Kalamboli

Within these nodes, inventory is scattered across multiple CIDCO housing complexes. For example, as per published breakdowns:

• EWS Units (1,115 homes) are mainly in Taloja, with smaller clusters in Dronagiri, Kharghar and Kalamboli.

• LIG Units (3,393 homes) are heavily concentrated in Taloja, with additional buildings in Kharghar, Kalamboli and a small pocket in Ghansoli.

Most of these projects are within reach of:

• Suburban railway stations

• Navi Mumbai Metro corridors

• Major highways

• The upcoming Navi Mumbai International Airport (NMIA)

So even though they are “affordable housing” units, they are not in remote locations.

Flat Types and Carpet Area

CIDCO has not splashed a glossy brochure publicly yet, but the standard configuration for the current Navi Mumbai affordable housing schemes is:

• EWS:

  • 1 BHK, around 322 sq ft carpet

• LIG:

  • 1 BHK, approx 322 sq ft and 398 sq ft carpet

  • 2 BHK, around 540 sq ft carpet

For this FCFS sale of 4,508 homes, unit sizes broadly follow the same template. Exact carpet area and layout for every specific building and flat number have been published on CIDCO’s dedicated FCFS portal, so a buyer can compare options before locking one in.

How are the Homes Priced?

Instead of quoting a fixed “starting from ₹X lakh”, CIDCO has uploaded flat-wise pricing on the FCFS portal. Rates depend on:

• Node and sector (Taloja vs Kharghar vs Ghansoli, etc.)

• Building and floor

• Carpet area

Media reports and broker videos suggest that many EWS and smaller LIG units fall in the low-to-mid twenties (in lakh) bracket, but the only reliable figure is what appears on CIDCO’s online system for the flat you pick.

If you are writing this as a blog for readers, it is safer to direct them to the official portal for current pricing rather than freezing any number in the article.

Eligibility: Who Can Apply Under EWS And LIG?

The scheme is specifically for buyers in the EWS and LIG categories under CIDCO’s 2025 housing framework and PMAY.

Recent CIDCO documentation and partner bank guides indicate the following typical income slabs for Navi Mumbai schemes:

• EWS (Economically Weaker Section)

  • Annual household income up to about ₹6,00,000

  • Eligible for PMAY subsidy up to ₹2.5 lakh

• LIG (Low Income Group)

  • Annual income band above ₹6,00,000, capped roughly in the ₹8–9 lakh range, depending on the specific CIDCO notification

Common conditions that usually apply:

• Applicant must be at least 18 years old

• Applicant (and immediate family) should not already own a Pucca house in the relevant area

• Domicile requirement in Maharashtra or Mumbai Metropolitan Region as per CIDCO rules

The exact eligibility for this FCFS sale is mentioned in the latest brochure and on the FCFS portal, so anyone planning to apply should cross-check there or with their bank before proceeding.

FAQs about CIDCO Navi Mumbai Housing Scheme