Home Loan in
Pune
Buying a home in Pune, a bustling metropolis in Maharashtra can be a good decision for several reasons. To help you in this lifetime investment, you have the top banks and non-banking finance companies in Pune offering you quick home loans. A majority of these banks and NBFCs offer home loan in Pune starting at an interest rate of 8.50% per annum. An applicant can get the best home loan in Pune by fulfilling the minimum eligibility criteria for a maximum loan repayment tenure of up to 30 years. Aspiring homeowners keen to buy a home in Pune can apply for home purchase loans, land purchase loans, home improvement loans, home construction loans, pre-approved home loans, balance transfer loans, top-up loans and PMAY home loan schemes.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Pune
There are ample options when it comes to choosing a financial lender to lend you a home loan at an attractive interest rate. The lowest home loan interest rates in Pune start at 8.50% per annum for a maximum loan repayment tenure of up to 30 years, with a processing fee of up to 0.25% of the loan amount. The table below enlists the best home loan rates Pune offered by the top banks and NBFCs:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 LIC HFC | 30 | 8.50% - 10.75% | Up to 0.25% (Rs. 25,000 max; one-time) | |
 Aavas Financiers | 25 | 8.50% - 17.00% | Up to 1.00% (one-time) | |
 HDFC Bank | 30 | 8.70% - 9.75% | Up to 0.25% (Rs. 3,540 min; one-time) | |
 Union Bank of India | 30 | 8.70% | Up to 0.50% (Rs. 15,000 max; one-time) | |
 State Bank of India | 30 | 8.75% - 9.75% | Up to 0.25% (Rs. 10,000 max; one-time) | |
 IDFC First Bank | 30 | 8.85% - 9.25% | 0.25% - 0.50% (one-time) | |
 YES Bank | 25 | 9.40% - 10.25% | Up to 2.00% (one-time) | |
 Tata Capital Ltd. | 30 | 8.95% onwards | 0.25% of the loan amount (Max: Rs. 3,540) |
Eligibility Criteria for Home Loans in Pune
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Pune
To get approvals for home loans in Pune, an applicant must arrange for some essential KYC documents, which help prove the borrower's credibility. The list of required home loan documents in Pune may vary slightly for salaried and self-employed applicants for different housing finance companies Pune.
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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