Capri Global Housing Finance Home Loan
Capri Global Housing Finance Home Loan
Capri Global Housing Finance Limited is an emerging NBFC offering home loans to help people own a home. Rates start from 8.99% per annum, with doorstep service and minimum documentation, covering the purchase, renovation and extension of a home. The NBFC also offers home loans under the Pradhan Mantri Awas Yojana scheme to the informal sector, with an interest subsidy of 6.5% and a loan tenure of up to 20 years.
Capri Global Housing Finance Home Loan
Doorstep Service with Minimum Documentation
Capri Global brings the process to you, and we make sure your file is complete before it goes in.
Built for the Informal Sector
Capri Global lends under PMAY with a 6.5% interest subsidy, and we check whether you qualify.
Disbursal in 3 to 5 Days
Capri Global moves quickly once documents are in, and we make sure nothing holds up your file.
One Relationship Manager, Start to Finish
A dedicated BASIC expert handles your file end to end, not a rotating call centre.
Capri Global Housing Finance Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Capri Global Housing Finance Home Loan Key Highlights
Get the lowest interest rates with Capri Global Housing Finance
Loan Amount: Rs. 2 lakh up to Rs. 50 lakh
Rate of Interest: 8.99%
16.00% per annum
Application Fee: Rs. 5,000 (non-refundable)
Document Handling and Administration Charges: 1.00%
2.00%
Maximum Tenure for Repayment: 20 years
Rate Packages: Fixed / Floating
Charges for Prepayment/Foreclosure: 5% up to 2 years from the date of the last disbursal
Capri Global Housing Finance Home Loan Interest Rates in 2026
Capri Global Housing Finance offers home loans on a fixed rate for the first three months, moving to a floating rate thereafter. The applicable rate varies with the plan chosen and the employment status of the borrower. The table below sets out the current range:
| Loan Slab | Interest Rate for Home Loan |
|---|---|
| First 3 months (fixed) and floating thereafter | 8.99% - 16.00% per annum |
Capri Global Housing Finance Home Loan Eligibility Criteria
Capri Global Housing Finance offers home loans on the basis of pre-defined eligibility criteria such as age, nationality, CIBIL score, employment status and repayment capacity. The table below sets them out:
For Salaried Individuals
Age Range (in years)
21-65 years
Nationality
Indian residents
For Self-Employed Individuals
Age Range (in years)
21-65 years
Nationality
Indian residents
Capri Global Housing Finance Home Loan Processing Fee and Charges
Processing a home loan involves document verification, credit checks and paperwork. To meet these expenses, Capri Global Housing Finance charges the following fees:
| Application Fee (Non-Refundable) | Rs. 5,000 |
| Document Handling and Administration Charges | 1.00% - 2.00% |
| ECS Dishonour Charges | Rs. 500 per instance |
| Document Retrieval Charges | Rs. 1,100 per instance |
| CERSAI Charges | Rs. 50 for loans below Rs. 50 lakh; Rs. 100 for loans above Rs. 50 lakh |
| Loan Cancellation Charges | Rs. 5,000 |
| Legal Handling Charges (Balance Transfer / Resale Loans) | Rs. 1,500 |
| Foreclosure / Statement Charges | Rs. 500 |
| Document Verification Charges | Rs. 750 |
| Repayment Swapping Charges | Rs. 500 |
| Income Estimation Charges (LIP) | Rs. 1,750, wherever applicable |
| Stamp Duty | As per actuals |
| Valuation Charges | Rs. 2,000 |
| Subsequent Valuation Charges (Construction Loans) | Rs. 500 |
Capri Global Housing Finance Home Loan Schemes and Top Plans
Borrowers can choose from a wide range of Capri Global home loan schemes to match their needs. The popular ones are listed below:
- For purchasing an under-construction or ready-to-move-in residential property
- Loan amounts from Rs. 2 lakh up to Rs. 50 lakh
- Maximum repayment tenure of up to 20 years
- For constructing a home on a residential non-agricultural plot
- Loan amounts from Rs. 2 lakh up to Rs. 50 lakh
- Maximum repayment tenure of up to 20 years
- For extending an existing residential property
- Fixed rate of interest for the initial period, floating thereafter
- Loan amounts from Rs. 5 lakh up to Rs. 50 lakh
- Maximum repayment tenure of up to 20 years
- For renovating or improving an existing home
- Loan amounts from Rs. 2 lakh up to Rs. 25 lakh
- Maximum repayment tenure of up to 15 years
- Suited to purchasing residential plots
- Lets you invest in a plot and begin construction later at your own pace
- Loan amounts from Rs. 2 lakh up to Rs. 25 lakh
- Maximum repayment tenure of up to 15 years
- Flexible top-up facility to meet personal and business financial needs
- Easy balance transfer facility for an existing loan
- Loan amounts from Rs. 2 lakh up to Rs. 50 lakh
- Maximum repayment tenure of up to 20 years
- Financial aid for the informal sector to own a home
- Interest subsidy of 6.5%
- Maximum repayment tenure of up to 20 years
* Note: All of the above home loan plans are made available to applicants solely at the discretion of Capri Global Housing Finance, taking into consideration the earning and repayment capacity of the applicant.
Documents Required for Capri Global Housing Finance Home Loan
Below is the list of documents required to apply for a Capri Global housing loan:
| Proof of Income |
|
| Other Required Documents |
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| Proof of Income |
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| Other Required Documents |
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| Identity & Address Proof |
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| Documents Related to Property |
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Apply for a Capri Global Housing Finance Home Loan Through BASIC Home Loan
The Capri Global home loan application is simple and can be completed online. Follow the steps below:
Apply Now on the BASIC Website
Head to the APPLY NOW section on the BASIC Home Loan website.
Share Your Requirement
Enter your name, contact details, loan amount and pincode, then submit the form.
We Take It Forward With Capri Global
The BASIC Home Loan team reaches out and initiates a hassle-free home loan application process.
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