Home Loans in
Noida

If you've been looking to buy that dream house for some time now, your search ends here. With top reputed lenders spreading their wings across the country, people residing in every part of India now have access to the most affordable home loan options at the lowest possible interest rates. Apply for the best home loans in Noida today for a seamless and hassle-free housing loan experience with complete assistance from BASIC team representatives. Several top banks and NBFCs co-exist in Noida to offer customers attractive housing finance facilities with interest rates starting at as low as 8.60% for a total tenure of up to 30 years. Noida banks offer quick loan disbursals to their customers in as little as 48 hours!

Home Loan EMI Calculator

Your Monthly EMI

₹ 77,530

Total Principal

₹ 1,00,00,000

Total Interest

₹ 86,07,174

Total Payable

₹ 1,86,07,174

₹
₹ 30 Lac₹ 6 Cr
%
5%30%
1 yrs30 yrs

Home Loan Interest Rates in Noida

Different lenders in Noida are likely to offer different interest rates to attract prospective home loan borrowers. The table below lists the top 10 banks and NBFCs in Noida offering the most competitive home loan interest rates. The lowest interest rate on a home loan is offered at 8.60%. All the banks and NBFCs listed in the table are partnered with BASIC Home Loan:

BASIC Bank/NBFC Partner NameMax Tenure (in years)Rate of InterestProcessing Fees (INR)Contact
HDFC BankHDFC Bank
308.70% - 9.75%Rs. 3,540 - 0.25%
SBISBI
308.75% - 9.75%Rs. 10,000 - 0.25%
Aavas FinanciersAavas Financiers
2513.00% - 17.00%Minimum 1.00%
IDFC First BankIDFC First Bank
308.85% - 10.75%0.25% - 0.50%
PNB HousingPNB Housing
308.75% - 11.95%Rs. 10,000 - 0.50%
FedbankFedbank
3010.15% - 10.30%Rs. 20,000
Bajaj FinservBajaj Finserv
308.60% - 13%0.30% - 1%
Tata Capital Ltd.Tata Capital Ltd.
308.95% onwards0.25% of the loan amount (Max: Rs. 3,540)

Eligibility Criteria for Home Loans in Noida

Salaried Individuals

Citizenship

Indian

Professional Experience

3 years

Age

23-62 years

Monthly Income

Below 37 years - Rs. 30,000 p.m. 37-45 years - Rs. 40,000 p.m. Above 45 years - Rs. 50,000 p.m.

CIBIL Score

750 (preferred)

Self-Employed Individuals

Citizenship

Indian

Professional Experience

5 years

Age

25-70 years

Monthly Income

Steady income for a minimum of 5 years

CIBIL Score

750 (preferred)

These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.

Document Requirement for Home Loans in Noida

To avail of a home loan for any specific requirement, you would need to submit a set of pre-defined documents to your lender. These documents are required as part of your home loan application processing. Some of the most important home loan documents demanded by banks in Noida are as follows:

  • Home loan application form (duly filled in)
  • Age proof (any one) - Birth Certificate, DL, Aadhaar Card, Bank Passbook, PAN Card, Marksheet of Class X, Passport
  • ID Proof (any one) - Aadhaar Card, DL, PAN Card, Voter’s ID, Passport
  • Residence Proof (any one) - Passport, Bank Passbook, Receipt of Insurance Policy, Voter’s ID, Utlility Bills, Ration Card
  • Income Proof - Payslip for previous 3 months, ITR for previous 3 years, certified letter from employer, Letter of Promotion (if applicable)

  • Income Proof - Details of Business License, Proof of Address of Business, ITR for previous 3 years, Certificate of Registration of Establishment (for shops/factories), CA-attested Profit & Loss Account Statement and Balance Sheet, License of Professional Practice (for consultants, doctors, lawyers, etc.)

Proof Of Residency

Aadhaar Card, Valid Passport

Proof Of Income

Bank Passbook, Bank statement, Last 3 years IT Return

Proof Of Age

PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment

Proof Of Employment

Certified Letter from Employee/Company Memorandum 

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FAQs

Pradhan Mantri Aawas Yojana is now available as a home loan subsidy scheme in the Noida region for prospective home buyers, offering a subsidy of INR 2.5 lakh.

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