Home Loans in
Udaipur
The mesmerizing beauty of Udaipur, the city of lakes, makes it a popular destination wedding spot for celebrities and common people. Undoubtedly, many would love to own a house in this beautiful city of Rajasthan that offers ample serenity, various opportunities for economic growth, and has emerging real estate potential. You, too, can fulfil your dream of buying a home in this city through a home loan in Udaipur that starts at a rate of interest of 8.50% per annum. The maximum repayment tenure offered by the best banks and NBFCs in Udaipur is up to 30 years, during which the applicant can choose flexible repayment modes. The processing fee charged by a majority of financial lenders offering home loans in Udaipur ranges between 0.25% - 0.50%.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Udaipur
The lowest home loan interest rates in Udaipur that any bank offers start at 8.50% per annum. This may go up based on the repayment capacity, type of home loan scheme chosen, and other similar factors. The table below highlights the current home loan interest rate in Udaipur offered by the top 10 banks and NBFCs:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 LIC HFC | 30 | 8.50% | Up to 0.25% (Rs. 25,000 max) | |
 Aavas Financiers Ltd. | 30 | 8.50% - 17.00% | 1.00% | |
 Bank of Baroda | 30 | 8.60% | Up to 0.50% (Rs. 8,500 min; Rs. 25,000 max) | |
 HDFC Bank | 30 | 8.65% - 9.85% | Up to 0.25% (Rs. 3,540 min) | |
 PNB Housing | 30 | 8.75% - 11.45% | Up to 0.50% (Rs. 10,000 max) | |
 State Bank of India | 30 | 9.15% - 12.95% | Up to 0.25% (Rs. 10,000 max) | |
 ICICI Bank | 30 | 9.25% - 10.05% | 0.50% - 2.00% | |
 Shubham Housing Finance | 30 | 9.90% - 16.00% | Up to 2.00% | |
 Piramal Housing Finance | 30 | 11.00% | Up to 3.00% | |
 IDFC First Bank | 30 | 8.85% - 10.75% | 0.25% - 0.50% |
Eligibility Criteria for Home Loans in Udaipur
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Udaipur
One of the crucial steps to get a home loan is to arrange for essential documents for a home loan in Udaipur. If you fail to submit the required KYC documents to the lender, you will likely not get your desired home loan. Mentioned below are the standard documents required for home loans in Udaipur:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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