Home Loan in
Lucknow
Are you a Lucknow resident looking for a residential property for you and your loved ones? We at BASIC can help you realize your dream faster. We have a list of some of the top banks and NBFCs in Lucknow (all BASIC partners) that can offer you the best and the most competitive home loan interest rates in the city (starting at 8.50% per annum). The maximum loan repayment tenure for home loans in Lucknow is permissible for up to 30 years. In addition, the process for a home loan in Lucknow is relatively easy and can be carried out from the comfort of your home. For more details, read below.
Home Loan EMI Calculator
Your Monthly EMI
₹ 77,530
Total Principal
₹ 1,00,00,000
Total Interest
₹ 86,07,174
Total Payable
₹ 1,86,07,174
Home Loan Interest Rates in Lucknow
The numerous banks and NBFCs in Lucknow co-exist in the city, offering competitive interest rates to home loan applicants. To help you make an informed choice, tabulated below are the home loan interest rates in Lucknow that are offered by the top 10 banks and NBFCs in the city.
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 HDFC Bank | 30 | Starts at 8.50% p.a. | Up to 0.50% of the loan or Rs. 3,000 (whichever is higher) | |
 LIC Housing Finance | 30 | Starts at 8.50% p.a. | 0.50% | |
 Union Bank of India | 30 | Starts at 9.30% p.a. | 0.50% of the loan amount | |
 Federal Bank Home Loan | 30 | Starts at 8.80% p.a. | 0.50% of the loan amount | |
 SBI Bank Home Loan | 30 | Starts at 9.15% p.a. | 0.35% of loan amount + GST | |
 Bank of Baroda | 30 | Starts at 8.40% p.a. | Nil | |
 Bank of India Home Loan | 30 | Starts at 8.30% p.a. | 0.25% of the loan amount | |
 Indian Overseas Bank Home Loan | 30 | Starts at 9.10% p.a. | 0.50% of home loan amount |
Eligibility Criteria for Home Loans in Lucknow
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Document Requirement for Home Loans in Lucknow
If you plan to seek a home loan amount from a bank/NBFC in Lucknow, you would need to submit a specified set of documents along with your home loan application. Listed below are some of the most commonly asked documents for home loans in Lucknow:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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