Revolutionizing the Home Loan Experience for Middle India

We are committed to improving the journey of home loans for every family, making it faster, simpler, and more pleasant.

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Overview

The adoption of new technologies has changed everything how we live our lives. From ordering food to booking a cab to banking, there always seems to be an app for that. However, from a borrower’s perspective, the home loan process remains the most time-consuming and tedious job, requiring them to be physically present at a bank branch.

At BASIC, we want to empower consumers with technology, simplify the process of home buying, and bring financial stability to the lives of families in India. We are here to digitize and automate the home loan origination, documentation, customer verification, and disbursement process from the comfort of their homes.

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Our Core Values

Vision

“To make home loans faster, stress-free & Basic for mid-&-low-income households”

Mission

“Our mission is to digitize the home loan process for all and increase affordable loan penetration for mid-and low-income households in India through a 'Phygital' approach.”

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What We Believe In

Our core values set what we collectively believe in and define who we are. They tell our commitment to our customers, communities, and one another. We are firm believers in collaboration, ethics, and excellence.

Our Story

Founded in 2020, BASIC Home Loan is a fintech company, developing an automated platform for home lending in India. The company is building India’s largest online brokerage for mortgages, revolutionizing affordable home loans using a Phygital approach in tier 2, and 3 cities in India.

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Our Current Lending Portfolio

By Income Group

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By Product Type

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By Ticket Size

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Our Leadership

Meet the team behind BASIC

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Atul Monga

Founder & CEO

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Kalyan Josyula

Co-founder & COO

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Devashish Dalmiya

Builder Relations (South & West)

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Amardeep Sharma

Strategic Alliances

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Pranav khattar

Builder Relations (North & East)

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Kamaljeet Singh Randhawa

Online Business

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Arpit Khandelwal

Business Development

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Deepika Kacker Pandita

Human Resources

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Suraj Rathi

Influencer Business

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Prachi Arora

Marketing

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Rajan Kumar Singh

Agent Relationship

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Naviin Guptaa

Finance

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Chetan Rastogi

Strategy & Growth

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Nitesh Kumar

Admin & Facilities

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Sonia Thakur

Training & Development

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Yudhishthar Poonia

Product

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Yamini Pahwa

Public Relations

  • 5000

    Agents

  • 80000

    Families served

  • 650

    Districts

  • 30

    Hubs

  • 150

    Sales Team

Our Investors

Venture Capital

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Angel Networks & Family Offices

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Reach out to us

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Fill up the form, our team will get back to you within 24 hours.