Leave the math to us and focus on SAVING BIG on your Home Loan EMIs

Kick off your savings journey with a simple calculation! With our home loan calculator, you can find out exactly how much you can save on your EMIs, adjust your tenure according to your preference, and learn how much top-up you can avail.

So, wave goodbye to overpaying and get ready to apply for a balance transfer.

Repay Right

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A Home Loan Balance Transfer Calculator is a tool that helps calculate the amount of money saved when an existing home loan is transferred to another lender offering better terms and conditions.

The calculator compares the existing loan’s features with the transferred loan’s features. It calculates the difference in the interest rate and other fee structures, then calculates the amount of money saved from the balance transfer.

You will need to provide information on your existing loans, such as the current outstanding loan amount, interest rate, tenure and EMI, and the new interest rate offered.

Home Loan Balance Transfer Calculators can provide an accurate estimate of the amount of money saved when transferring your loan to another lender. However, it is important to keep in mind that the true savings will depend on the specific terms of the loan and the individual’s circumstances.

Aside from the amount of money saved through a loan balance transfer, other factors to consider include the length of the loan, repayment terms, and any fees associated with the loan.

The time it takes to transfer a loan will depend on the lender. Some lenders may offer an instant transfer, while others may take up to several weeks or months.

Our Re-pay right calculator can be accessed through our website.

The benefits of transferring your Home Loan to another lender can include getting lower interest rates, more flexible repayment terms, or being able to avail of additional features such as a top-up loan. The best time to do this is typically when interest rates have dropped or when you’re looking to get additional features on your Home Loan.

To transfer your Home Loan balance, you need to provide the new lender with your current Home Loan details, proof of ownership, income documents, and other required documents.

A Top-Up Loan is an additional loan amount given to an existing borrower to meet his or her financial needs. This loan is usually given at the same interest rate and tenure as the original Home Loan but will attract a processing fee.

The fees associated with transferring a Home Loan balance depend on the lender and the terms of the loan. Generally, a transfer fee, an administrative fee, and other closing costs (such as loan origination or processing fees) may apply. You may also need to pay legal and/or appraisal fees.

Here’s why:
  • Doorstep Documentation
  • Agent Support
  • 100% Online Process
  • Flexible Repayments
  • Disbursal within 15 Days