Aadhar Housing Finance Interest Rate

Interest rates were last updated on 10th May 2025

For the convenience of its customers, Aadhar Bank provides a variety of home loan plans that are both affordable and offer the maximum comfort to the loan applicant. These schemes are designed with the varied needs of the customers kept in mind and are also offered at competitive rates of interest. The table below lists the top schemes at Aadhar Bank and their corresponding rates of interest for your reference

Aadhar Bank offers its home loan applicants 3 kinds of facilities for their convenience. Each of these is detailed in the below sections

The top-up facility is offered to existing home loan customers at Aadhar Bank to cover additional expenses over and above the existing home loan amount. The amount can be topped up, and the interest rate ranges between 11.75% and 17% per annum.

As the name suggests, the overdraft feature enables Aadhar Bank customers to avail of some extra funds and manage their expenses better. Customers can deposit surplus funds into their overdraft account and withdraw from it as and when the need arises.

Disclaimer:

The figures in the table above are based on an 11.75% p.a. interest rate offered by Aadhar Bank. They may vary, however, based on the different interest rates offered by other banks, your monthly income, and other factors.