Home Loans in
Nashik
A popular pilgrimage site in the state of Maharashtra, Nashik offers good choices for residential properties. More so because buying a home in Nashik is relatively more affordable compared to other major cities in India. To make home ownership in the city even more feasible, banks in Nashik offer home loans at interest rates starting from 8.30% per annum. In addition, there may be a nominal processing fee charged for a home loan in Nashik up to 0.50% of the amount of loan availed. The loan can be repaid to the bank within a maximum tenure of 30 years.
Home Loan EMI Calculator
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Home Loan Interest Rates in Nashik
Banks in Nashik offer home loans at the lowest interest rates, starting at 8.30% p.a. The interest rate may go up to 12% p.a. Loan amounts are offered for up to 90% of the total cost of the property. Various banks in Nashik offer different home loan schemes to serve different categories of applicants. These may include women, pensioners, defense personnel, and more. It would thus be helpful to do a little research before applying for a home loan in Nashik at any of the banks/NBFCs. The table below compares the interest rate, processing fees, and other key details related to home loans offered by the top lenders in Nashik. This would help you make an informed choice when applying for a home loan in Nashik:
| BASIC Bank/NBFC Partner Name | Max Tenure (in years) | Rate of Interest | Processing Fees (INR) | Contact |
|---|---|---|---|---|
 ICICI Bank | 30 | 8.75% p.a. | 0.50% - 2% of the loan amount or Rs. 3,000 (whichever is higher) | |
 IDFC Bank | 30 | 8.75% p.a. | Up to 3% of loan amount | |
 YES Bank | 35 | 9.40% p.a. | 1.5% of loan amount + GST or Rs. 10,000 (whichever is higher) | |
 Union Bank of India | 30 | 8.50% p.a. | 0.50% of loan amount | |
 HDFC Bank | 30 | 8.50% p.a. | Up to 0.50% of loan amount or Rs. 3,000 (whichever is higher) + GST | |
 SBI | 30 | 9.15% p.a. onwards | 0.35% of loan amount | |
 Bank of Baroda | 30 | 8.40% p.a. onwards | Nil | |
 Jana Bank | 30 | 9.75% p.a. | 0.5% - 2% | |
 PNB Housing | 30 | 8.75% - 11.95% | Up to 0.25% (Rs. 15,000 max) |
Eligibility Criteria for Home Loans in Nashik
These criteria are subject to variation from one bank to another. It is recommended that you check with the specific bank you are applying to for a home loan for its eligibility requirements.
Documents Requirement for Home Loans in Nashik
Each bank offering home loans in Nashik requires the applicants to submit a set of documents as part of the loan application process. Listed below are the complete documents required for home loan in Nashik for salaried and self-employed borrowers:
|
|
| Proof Of Residency | Aadhaar Card, Valid Passport |
| Proof Of Income | Bank Passbook, Bank statement, Last 3 years IT Return |
| Proof Of Age | PAN Card, Voter ID, Birth Certificate, Registration Certificate Of Establishment |
| Proof Of Employment | Certified Letter from Employee/Company Memorandum |
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