15 Affordable Housing Localities in Delhi for Every Budget

15 Affordable Housing Localities in Delhi for Every Budget

Meenakhi Taheem

Last Updated on 5th December 2025

Delhi, the vibrant capital city of India, is not just the heart of politics and culture – it’s also a major centre for economic activity. But with soaring real-estate costs, finding an affordable house in Delhi can feel out of reach for many. Fortunately, upcoming affordable housing projects in Delhi NCR and government schemes are making homeownership more realistic. According to ANAROCK data, just 24% of the approximately 32,200 units sold in Delhi-NCR in H1 2024 were in the affordable segment—down from 49% in 2019.

In this blog, we take a closer look at Delhi’s affordable housing landscape – the key localities, price trends, and what makes each area stand out.

Source: Hindustan Times

Table of Contents

Key Locations for Affordable Housing in Delhi

For those looking at affordable housing in Delhi, several neighbourhoods still offer good homes at practical prices. These areas stand out for their connectivity, amenities, and overall value.

Here’s a quick table of the 15 key localities, their average 2BHK prices, and what makes each one popular.

 

S.No. 

Locality

Average 2BHL Price Range

Why Is It Popular

1

Uttam Nagar, West Delhi

₹18 Lakh – ₹45.9 Lakh 

Metro access and plenty of budget homes.

2

Dwarka Mor, Najafgarh Road

₹23 Lakh – ₹55.35 Lakh

Strong metro link and affordable builder floors.

3

Rohini, North West Delhi

₹25 Lakh – ₹1.85 Crore

Planned sectors with good amenities

4

Govindpuri, South East Delhi

₹25.8 Lakh – ₹60 Lakh

Close to job hubs and metro connectivity.

5

New Ashok Nagar, East Delhi

₹17.7 Lakh – ₹2.24 Crore

Near Noida with fast metro access.

6

Madhu Vihar, South West Delhi

₹23.2 Lakh – ₹44.8 Lakh

Quiet area with solid daily conveniences.

7

Khanpur, South Delhi

₹22.9 Lakh – ₹51 Lakh

Budget homes with easy access to Saket.

8

Geeta Colony, East Delhi

₹17.7 Lakh – ₹1 Crore

Well-connected with active local markets.

9

Ghitorni, South West Delhi

₹25.2 Lakh – ₹54 Lakh

MG Road connectivity and metro access.

10

Krishna Nagar, East Delhi

₹25 Lakh – ₹1.20 Crore

Lively markets and good metro reach.

11

Dashrath Puri, Mahavir Enclave

₹32.2 Lakh – ₹69.6 Lakh

Metro access and low-cost housing.

12

Laxmi Nagar, East Delhi

₹30 Lakh – ₹40 Lakh

Central location with strong commercial activity.

13

Nawada, West Delhi

₹20 Lakh – ₹76.6 Lakh

Affordable floors and metro convenience.

14

Mayur Vihar, East Delhi

₹30 Lakh – ₹2.19 Crore

Well-developed, peaceful residential zone.

15

Sector 24, Dwarka

₹40.1 Lakh – ₹2.84 Crore

Planned community with open spaces.

 

Understanding Affordable Housing

Affordable housing refers to housing units that are reasonably priced for those with a median household income. In Delhi, this includes various government initiatives and private developments aimed at providing cost-effective living options without compromising on essential amenities.

Government Initiatives

  1. DDA Housing Scheme: The Delhi Development Authority periodically launches housing schemes offering flats at subsidised rates. These are aimed primarily at economically weaker sections (EWS), low- and middle-income groups. DDA is the best government-affordable housing scheme in Delhi.
  2. Pradhan Mantri Awas Yojana (PMAY): This central government scheme aims to provide affordable housing to the urban poor by 2022 through credit-linked subsidies. Delhiites can benefit from this scheme, which makes purchasing a home more viable for many.

Private Sector Contributions

Several private developers are also stepping up to meet the demand for affordable housing in Delhi. Projects are strategically located in areas with potential for future growth and connectivity, ensuring residents do not have to compromise on location and lifestyle amenities.

Suggested read: Housing Finance Sector in India

Key Locations for Affordable Housing in Delhi

1. Uttam Nagar, West Delhi

Uttam Nagar is known for its cost-effective residential options, ranging from small apartments to independent floors. The area has good connectivity with the rest of Delhi via the Delhi Metro, making it a convenient choice for commuters. It’s also surrounded by various essential amenities like schools, hospitals, and markets.

2 BHK starting at ₹18 Lakh – ₹45.9 Lakh
Connectivity: Uttam Nagar East metro station & Uttam Nagar West metro station (Blue Line)

2. Dwarka Mor, Najafgarh Road

Close to the upscale Dwarka, this area has a range of affordable residential projects. The locality benefits from robust infrastructure and proximity to essential services.

2 BHK starting at ₹23 Lakh – ₹55.35 Lakh
Connectivity: Dwarka Mor metro station ( Blue Line)  & Nawada metro station ( Blue Line)

3. Rohini, North West Delhi

Rohini offers a mix of residential and commercial properties at relatively affordable prices. It is well-planned and boasts a robust infrastructure with parks, schools, shopping centers, and hospitals. The area is well-connected by the metro, and its well-structured layout makes it a preferred choice for families.

2 BHK starting at ₹25 Lakh – ₹1.85 Crore
Connectivity: Rohini East metro station (Red Line), Rohini East metro station (Red Line) & Rohini Sector 18,19 metro station (Yellow Line)

4. Govindpuri, South East Delhi

Govindpuri is a budget-friendly locality that offers a range of affordable houses with easy access to major employment hubs in South Delhi. The area is dominated by independent builder floors and compact apartments, making it ideal for small families and working professionals. Its proximity to the Govindpuri metro station adds to its convenience, especially for daily commuters.

2 BHK starting at ₹25.8 Lakh – ₹60 Lakh
Connectivity: Govind Puri metro station ( Violet line)

5. New Ashok Nagar, East Delhi

New Ashok Nagar offers affordable residential properties, predominantly appealing to middle-class families and individuals. Its access to the Blue Line of the Delhi Metro enhances its connectivity to major business centers, making it a practical choice for daily commuters.

2 BHK starting at ₹17.7 Lakh – ₹2.24 Crore
Connectivity: New Ashok Nagar metro station  ( Blue Line)

6. Madhu Vihar, South West Delhi

Madhu Vihar is a peaceful residential pocket known for its well-planned streets and a good mix of independent houses and multi-storey apartments. It’s often chosen by buyers looking for affordable homes in Delhi, thanks to its proximity to major markets and easy access to public transport, making everyday living convenient and comfortable.

2 BHK starting at ₹23.2 Lakh – ₹44.8 Lakh
Connectivity: Dashrath puri metro station (Magenta Line)

7. Khanpur, South Delhi

Khanpur is a vibrant locality with a healthy mix of residential and commercial spaces. It offers several budget-friendly options—from independent houses to builder floors—making it a practical choice for those exploring affordable housing in Delhi NCR. With good bus connectivity and bustling local markets, Khanpur provides everyday convenience at an accessible price point.

2 BHK starting at ₹22.9 Lakh – ₹51 Lakh
Connectivity: Malviya Nagar metro station (Yellow line)

8. Geeta Colony, East Delhi

Geeta Colony is a well-established locality offering a wide range of affordable flats in Delhi, making it a strong pick for budget-conscious home seekers. Known for its vibrant marketplaces and reliable connectivity to major parts of the city, it balances convenience and affordability, making it an economical place to live.

2 BHK starting at₹17.7 Lakh – ₹1 Crore
Connectivity: Shastri Park ( Red Line) metro station & Laxmi Nagar metro station ( Blue Line)

9. Ghitorni, South West Delhi

Ghitorni is known for its green spaces and less congested living environments. It offers a mix of residential options, from high-end farmhouses to more affordable independent floors. The area attracts those looking for a quieter suburb close to the hustle and bustle of the city.

2 BHK starting at ₹25.2 Lakh – ₹54 Lakh
Connectivity: Ghitorni metro station (Yellow Line)

10. Krishna Nagar, East Delhi

Krishna Nagar is a bustling locality known for its lively markets and well-settled residential pockets. It offers moderate-priced homes and has become a preferred spot for those exploring affordable housing projects in Delhi. With strong connectivity—especially via the Pink Line of the Delhi Metro—it provides convenient access to major parts of the city, making it a practical choice for budget-focused homebuyers.

2 BHK starting at ₹25 Lakh – ₹1.20 Crore
Connectivity: Krishna Nagar metro station (Pink Line) & East Azad Nagar metro station (Pink Line)

11. Dashrath Puri, Mahavir Enclave

Located near Dwarka, Dashrath Puri is an emerging residential area offering affordable property options with proximity to the industrial and commercial hubs of Gurugram and central Delhi. It is served by the Delhi Metro and is close to various educational institutions and hospitals.

2 BHK starting at ₹32.2 Lakh – ₹69.6 Lakh
Connectivity: Dashrath Puri metro station (Magenta Line)

12. Laxmi Nagar, East Delhi

Laxmi Nagar is a bustling neighbourhood favoured by students and young professionals, especially those preparing for competitive exams like CA and UPSC. The area is known for its numerous coaching centres and a healthy mix of residential and commercial properties, including builder floors and independent homes.

2 BHK starting at ₹30 Lakh – ₹40 Lakh
Connectivity: Close to New Delhi & Hazrat Nizamuddin railway stations and easily accessible to ITO, Noida, and key office hubs like Scope Minar and Aditya Tower.

13. Nawada, West Delhi

Nawada is a fast-developing residential locality offering affordable housing in a well-planned urban setting. With projects like DPWHO Project-I A and Nawada Housing Complex, the area is ideal for families looking for budget-friendly yet modern living.

2 BHK starting at ₹20 Lakh – ₹76.6 Lakh
Connectivity: Close to Nawada Metro Station (Blue Line), with Delhi Cantonment railway station within a 10 km radius.

14. Mayur Vihar, East Delhi

Mayur Vihar offers affordable living with solid infrastructure and seamless connectivity across Delhi. Divided into three phases, this area is dominated by residential apartments in well-known societies such as Rosewood Apartments and Dronacharya Apartments.

2 BHK starting at ₹30 Lakh – ₹2.19 Crore
Connectivity: Well-served by the Blue and Pink metro lines; just 12 km from the New Delhi railway station.

15. Sector 24, Dwarka

Located in South West Delhi, Sector 24, Dwarka is gaining popularity for its affordable housing and great connectivity to both Delhi and Gurgaon. Projects like Nahar Apartment and DDA Flats make it a solid choice for those looking for value in a well-connected neighbourhood.

2 BHK starting at ₹40.1 Lakh – ₹2.84 Crore
Connectivity: 4 km from Sector 21 Dwarka metro station; Palam metro station nearby with access to Indian Railways.

Suggested read: Affordable Housing in Bangalore

Government Schemes Supporting Affordable Housing in Delhi

Scheme

Eligibility

Benefit

Application Mode

Delhi Implementing Agency

Pradhan Mantri Awas Yojana (PMAY-Urban)

EWS/LIG/MIG earning up to ₹18 L p.a.

Interest subsidy up to 6.5% on loans ≤ ₹12 L

Online (pmaymis.gov.in)

DUSIB, DDA

Delhi Development Authority (DDA) Housing Scheme

Indian citizens 18+ with no DDA flat

Flats priced ₹8 L–₹1 Cr (EWS–MIG)

DDA portal

DDA

Delhi Cooperative Group Housing Scheme

Delhi residents with cooperative membership

Low-interest construction loans

Offline/Co-op society

Registrar of Cooperative Societies

Delhi Urban Shelter Improvement Board (DUSIB)

Slum dwellers & low-income

Allotment of 1-room units in JJ clusters

Offline

DUSIB

 

Market Trends and Pricing – 2025-26

 

Locality

Avg. Price (₹/sq ft)

2 BHK Price Range

Annual Price Growth

Connectivity Highlights

Uttam Nagar

4,800

₹40 L – ₹60 L

+5.2%

Blue Line Metro

Dwarka Mor

5,200

₹45 L – ₹65 L

+4.8%

Blue Line Metro

Rohini Sec-24

6,000

₹55 L – ₹75 L

+4.5%

Outer Ring Road

Govindpuri

6,500

₹50 L – ₹70 L

+3.9%

Violet Line Metro

Laxmi Nagar

7,200

₹55 L – ₹80 L

+3.5%

Blue Line Metro



 

Financing and Subsidy Details

 

Category

Eligible Loan Amount

Interest Subsidy

Tenure

Max Benefit

EWS/LIG

≤ ₹6 L

6.5%

20 years

₹2.67 L

MIG I

≤ ₹9 L

4%

20 years

₹2.35 L

MIG II

≤ ₹12 L

3%

20 years

₹2.30 L

 

Legal & Regulatory Checklist

 

Checkpoint

Description

Verification Authority

RERA Registration

Ensure project is registered under Delhi RERA

rera.delhi.gov.in

Title Verification

Validate ownership through sale deed & encumbrance certificate

Sub-Registrar Office

DDA/DUSIB Approval

Confirm project under DDA/DUSIB scheme

DDA Office

Occupancy Certificate

Check completion before possession

MCD / Delhi Development Authority

Builder’s Reputation

Review previous projects & litigation status

RERA Portal / Consumer Court records


Top Affordable Housing Developers in Delhi

 

Developer

Key Projects

Location

Avg. Price

RERA Status

DDA

DDA Housing Scheme 2025

Rohini, Dwarka

₹20–80 L

Registered

Antriksh India Group

Urban Greek Residency

L-Zone, Dwarka

₹35–55 L

Registered

CGHS Societies

Cooperative Housing Flats

Rohini, Pitampura

₹25–45 L

Registered

Raheja Developers

Navodaya Residency

Dwarka Extension

₹45–60 L

Registered

Parsvnath Developers

Metro Residency

Shalimar Bagh

₹40–70 L

Registered


 Locality-wise Insights Add-On

 

Project

Affected Areas

Completion Year

Impact

Delhi Metro Phase IV

Rithala–Narela, Lajpat Nagar–Saket G Block

2026

+10–12% property value expected

Delhi Meerut RRTS

Anand Vihar, Sarai Kale Khan

2025

Faster NCR connectivity

Urban Redevelopment (DDA)

Kalkaji, Shahdara

2026

New EWS + MIG units under DDA

 

Challenges and Considerations

While affordable housing in Delhi is growing, potential homeowners should be mindful of certain aspects:

  1. Verification of Property: Ensure that the property is legally verified and free of disputes.
  2. Infrastructure: Some affordable housing areas might still be developing their infrastructure. Evaluate the existing and planned infrastructure before making a decision.
  3. Connectivity: Check the connectivity to key areas of the city, including your workplace, schools, hospitals, and markets.

Affordable housing in Delhi is evolving and expanding, providing numerous opportunities for homeownership to those who dream of living in the capital but are restricted by budget constraints. With government initiatives and private developments, the dream of owning a home in Delhi is becoming increasingly attainable.

For anyone looking to invest in affordable housing, it’s crucial to perform thorough research and consider all aspects of the property and locality. With the right planning and understanding, finding a home in Delhi that fits your budget and lifestyle is within reach.

Takeaways

The rise of Delhi’s affordable housing is giving buyers and renters more options than ever. With new projects and better connectivity, finding a decent home in the capital is no longer out of reach. And for students, knowing the cheapest area in Delhi for students can make living in the city far more manageable.

With a bit of research and a clear budget, it’s absolutely possible to find a Delhi locality that’s both affordable and comfortable.

FAQ about Affordable Housing in Delhi

Where can I find affordable builder floors in Delhi?

Affordable builder floors can be found in localities like Uttam Nagar, Rohini, and Govindpuri. These areas offer a range of budget-friendly options suitable for different income groups.

Who is eligible for affordable housing in India?

Eligibility for affordable housing in India typically depends on the applicant’s income level, with specific criteria varying by state and the particular housing scheme. Generally, these schemes target low and middle-income groups.

How to afford a house in Delhi?

To afford a house in Delhi, consider exploring various government housing schemes like Pradhan Mantri Awas Yojana (PMAY), saving through dedicated financial instruments, opting for housing loans with favorable terms, and investing in emerging localities where prices are relatively lower.

What is the concept of affordable housing?

Affordable housing refers to housing units that are reasonably priced for those with a median household income as defined by the national government or local government by housing affordability indices.

What is the limit of affordable housing in Delhi under GST?

Under GST, affordable housing is defined as housing units costing up to ₹45 lakhs and measuring 60 square meters in non-metropolitan cities or towns, and 90 square meters in metropolitan areas. The GST rate applied to affordable housing is 1% without input tax credit (ITC).

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