BMC Opens Sale of 426 Affordable Homes in Mumbai: Key Dates, Prices, and How to Apply

Rashi Sood

Last Updated on 24th October 2025

Mumbai’s civic body has kicked off its first independent online lottery to sell 426 affordable housing units meant for Economically Weaker Section (EWS) and Low-Income Group (LIG) buyers. Applications open on October 16, 2025, and close on November 14, 2025, via the official portal bmchomes.mcgm.gov.in. The shortlisted list goes live on November 18, the draw is on November 20, and the results are out on November 21.

Where are the flats and what do they cost?

Locations: Kandivli, Bhandup, Byculla, Kanjurmarg, Jogeshwari, Goregaon.
Indicative price range: roughly ₹55 lakh to ₹1 crore, depending on size and location.
Target segments: EWS and LIG categories, offered under DCPR 2034 inclusive housing provisions.

Why does this Lottery Matter?

This is the BMC’s first independent lottery, rather than a state housing board process, which the corporation says should streamline allotments and trim admin costs. The city also expects to raise revenue through the sale.

Important dates at a glance

Applications: Oct 16, 2025, 10:00 AM to Nov 14, 2025, 5:00 PM
Eligible list: Nov 18, 2025, 5:00 PM
Lottery draw: Nov 20, 2025, 5:00 PM
Winners & waitlist: Nov 21, 2025, 5:00 PM

Suggested read: Affordable Housing Localities in Mumbai

How to Apply for the BMC Housing Lottery 2025?

Visit bmchomes.mcgm.gov.in and access the housing lottery section.
Read the brochure for eligibility, documentation, and unit details. The booklet is available from Oct 16.
Complete the online form and pay the application fee and deposit by Nov 14.

Tip: Keep income proofs, ID/address documents, and bank details handy to avoid last-minute errors.

What does this mean for Homebuyers?

More options within city limits: Getting supplies in established areas like Byculla, Goregaon, and Kandivli is rare for budget segments. Even small ticket units here can cut commute time and improve access to jobs and transit.
Check real affordability: While tagged “affordable,” ticket sizes around ₹55 lakh–₹1 crore will still stretch many EWS/LIG budgets. Evaluate EMIs, stamp duty, and maintenance before applying.
Transparent process and clear timelines: Fixed dates for shortlisting, draw, and results help you plan finances and documents.
Financing readiness matters: Pre-check your home loan eligibility, credit score, and down payment. If you win the draw, you will need quick financial closure.

Quick Eligibility and Financing Checklist

Confirm you fall under the EWS/LIG income bands defined in the brochure.
Keep recent ITRs/salary slips, address/ID proof, and bank statements ready.
Calculate EMI for your shortlisted price point. As a ballpark, at ₹70 lakh over 20 years, even a single-digit rate can mean a sizeable monthly outgo.
Budget for stamp duty, registration, GST (if applicable), society deposits, and initial fit-out.

If you have a stable income, some savings for the down payment, and you are comfortable with the EMI, this lottery is worth a serious look. Start the documentation now, shortlist preferred locations, and apply well before November 14 to avoid the portal rush.

Suggested read: Affordable Housing in Navi Mumbai

FAQs about BMC Opens Sale of 426 Affordable Homes in Mumbai

What documents are required to apply for the BMC Housing Lottery 2025?

BMC’s information booklet (released with the portal) is the final word on documents. Based on the official notice and standard MHADA requirements, keep these ready:
Aadhaar (self & spouse, if married)
PAN (self & spouse, if married)
Maharashtra domicile certificate
Income proof for your category (EWS/LIG) — income certificate/ITR/salary slips
Recent passport-size photo
Bank details (for refunds)
Category/Reservation documents, if applicable (caste & validity, disability, etc.)

How are winners selected in the BMC Affordable Homes Lottery 2025?

Winners are picked through an online lottery draw conducted by BMC. For 2025, the key dates are:
Final list of eligible applicants: Nov 18, 2025, 5 pm
Lottery draw: Nov 20, 2025, 5 pm
Publication of winners & waitlist: Nov 21, 2025, 5 pm
The draw and results are published on the official portal.

Can I apply for multiple BMC housing projects under the same application?

Plan for separate applications (and deposits) per scheme/project. That’s how MHADA runs its lotteries, and BMC’s first independent lottery is following a similar structure via its portal. Check the BMC booklet/portal flow when you apply; if multiple choices are allowed under one login, the system will prompt you for the required deposits project-wise.

What happens if my name appears on the BMC housing lottery waitlist?

If you’re waitlisted, you’re in line for an offer if a selected applicant doesn’t complete payment or surrenders the flat within the stipulated timelines. BMC will publish the waitlist along with the winners and will contact the next-in-line candidate as flats free up. Keep your contact details and documents ready; if you are not ultimately allotted a flat, your refundable deposit is returned per the refund schedule.

Is the application fee refundable if I don’t win the BMC housing lottery?

No. The application/processing fee is non-refundable. The deposit/EMD is refundable if you’re not selected (refund timelines are announced for each event).