BMC Opens Sale of 426 Affordable Homes in Mumbai: Key Dates, Prices, and How to Apply

BMC Opens Sale of 426 Affordable Homes in Mumbai (2025): Data-Driven Guide

The Brihanmumbai Municipal Corporation (BMC) launched an independent online housing lottery for 426 affordable flats in Mumbai under DCPR 2034 (inclusive housing provisions).

426 flats EWS & LIG ₹55 lakh – ₹1 crore 269–489 sq ft carpet Online lottery

Key Highlights (BMC Housing Lottery 2025)

Total inventory: 426 flats across multiple Mumbai suburbs.
Target categories: EWS and LIG (units reserved by category in the official scheme).
Price band: around ₹55 lakh to ₹1 crore, depending on locality and unit type.
Carpet area range: approx. 269 sq ft to 489 sq ft.
Mode: fully online application + computerised lottery draw.

Complete Dataset: Location-wise Flat Distribution

Location	Units	Demand notes (from reported application interest)	Why it matters for buyers
Bhandup	240	Large supply (usually better odds vs low-supply pockets)	Central suburbs access; often more “budget-aligned” vs core city
Byculla	42	Premium central location; typically higher ticket size	Closer to the South/Central Mumbai job markets
Kandivali	34	Strong interest reported for the western suburbs	Good for end-use + rental demand
Jogeshwari	46	Steady demand due to connectivity	Western corridor convenience
Goregaon	19	Medium supply; can be competitive	Business hubs + transit improve resale/rentability
Marol	14	High demand reported relative to supply	Employment proximity can push competition
Kanjurmarg	27	Moderate supply; practical for central travel	Good for buyers working in the central/eastern corridor
Dahisar	4	Very limited supply (often toughest odds)	North-west edge; depends on work location

Quick takeaways

Bhandup dominates inventory – typically improves chances compared to ultra-limited pockets.
Marol & low-supply areas can become highly competitive even with fewer total applicants.
For long-term value, prioritise connectivity + job proximity over “cheapest ticket price.”

Carpet Area Dataset (Size Range)

Metric	Value	What buyers should do
Carpet area range (overall)	~269 sq ft to ~489 sq ft	Compare usable space, not just total price
Typical configurations	Compact units (often 1RK/1BHK depending on project)	Check layout + ventilation + amenities before committing

Market Comparison Dataset (Price per sq ft + Rent)

Use this table to benchmark whether the scheme pricing looks attractive versus locality trends.

Locality	Avg price / sq ft (₹)	Scheme price range (₹ lakh)	Avg rent (₹/month)
Kandivali	21,652	55 – 95	43,000
Bhandup	17,723	55 – 80	41,000
Byculla	37,224	85 – 100	1,00,000
Jogeshwari	22,871	55 – 75	54,000
Goregaon	23,346	65 – 90	70,000
Kanjurmarg	22,959	70 – 98	58,000

Byculla has the highest benchmark pricing and rent, so the entry cost is typically higher.
Bhandup tends to be more budget-aligned while still offering decent connectivity.
For investment/rent, compare rent potential vs EMI using your EMI calculator.

Important Dates (Timeline)

Stage	Date / Time
Registration starts	16 Oct 2025 (10:00 AM)
Registration closes	14 Nov 2025 (5:00 PM)
Eligible list	18 Nov 2025 (5:00 PM)
Lottery draw	20 Nov 2025 (5:00 PM)
Result declaration	21 Nov 2025 (5:00 PM)

Apply early to avoid the last-day portal rush.
Keep a PDF copy of the submitted form + payment receipt.

Eligibility (EWS & LIG) + What to Check

Final eligibility rules are as per the official brochure/portal. Below is a practical checklist used by most applicants.

Checklist item	What it generally means
Income category	Must fall under the EWS/LIG band as defined in the scheme brochure
Identity + KYC	Aadhaar + PAN are typically required
Domicile/residency proof	Maharashtra domicile or eligible residence proof
Home ownership condition	Applicants usually must not own a home (as per scheme terms)

Documents Required

Aadhaar card (and spouse Aadhaar if applicable)
PAN card (and spouse PAN if applicable)
Maharashtra domicile certificate (if required by the scheme)
Income proof: ITR for FY 2024–25 or income certificate for FY 2024–25
Address proof (if current address differs from Aadhaar)
Bank details (especially for refund processing)
Category/reservation documents (if applicable)

Pro tip: Before you apply, do a quick loan readiness check: credit score, home loan eligibility, and a rough EMI using EMI calculator.

How to Apply (Step-by-Step)

Visit the official BMC portal and go to the housing lottery section.
Open the brochure and confirm your eligibility, unit details, and category.
Fill the online application form and upload documents.
Pay the application fee and deposit before the deadline.
Save your acknowledgement number and track updates for the eligible list/draw/results.

Common mistakes to avoid

Name mismatch across Aadhaar/PAN/income proof
Incorrect income year document (FY 2024–25 is commonly required)
Wrong category selection (EWS vs LIG)
Waiting until the last day to submit

Payment Schedule After Allotment

Payment stage	Timeline
Initial payment	25% within 30 days of the offer letter
Balance payment	75% within 60 days
Late payment	Interest may apply after the grace period

Use home loan pre-approval to reduce last-minute stress.
Factor in stamp duty, registration, society deposits, and basic interiors.

Application & Allotment Statistics

Metric	Value	What it means
Total applications received	2,037	Overall response reported as relatively weak vs big state lotteries
Flats offered	426	Supply is limited in some localities (e.g., Dahisar/Marol)
Successful applicants (reported after draw)	373	Winners announced through the computerised process
Unclaimed flats (reported after draw)	53	Some units remained unclaimed due to limited/insufficient applications

Reportedly, Marol saw extremely high interest relative to its small inventory.
Competition differs by location—don’t judge odds only by total citywide applicants.
Always check if a waiting list exists and what happens in case of cancellations.

Home Loan + EMI Planning Tips (Must-read before you apply)

Check EMI first: Use an EMI calculator for scenarios of ₹55L–₹1Cr.
Down payment planning: Keep liquid funds ready—lottery winners often have tight payment windows.
Improve approval chances: Review your credit score and reduce existing EMIs.
Subsidy check: See if you qualify for PMAY (if applicable for your situation).
True cost: Add stamp duty & registration, society charges, and basic furnishing.

Reader-friendly tip: If you’d like, add a small EMI mini-table here using your current home-loan rate pages (e.g., ₹60L / ₹80L / ₹1Cr for 15/20 years). It boosts engagement and ranking.

Suggested read: Affordable Housing in Navi Mumbai

FAQs about BMC Opens Sale of 426 Affordable Homes in Mumbai

What documents are required to apply for the BMC Housing Lottery 2025?

BMC’s information booklet (released with the portal) is the final word on documents. Based on the official notice and standard MHADA requirements, keep these ready:
Aadhaar (self & spouse, if married)
PAN (self & spouse, if married)
Maharashtra domicile certificate
Income proof for your category (EWS/LIG) — income certificate/ITR/salary slips
Recent passport-size photo
Bank details (for refunds)
Category/Reservation documents, if applicable (caste & validity, disability, etc.)

How are winners selected in the BMC Affordable Homes Lottery 2025?

Winners are picked through an online lottery draw conducted by BMC. For 2025, the key dates are:
Final list of eligible applicants: Nov 18, 2025, 5 pm
Lottery draw: Nov 20, 2025, 5 pm
Publication of winners & waitlist: Nov 21, 2025, 5 pm
The draw and results are published on the official portal.

Can I apply for multiple BMC housing projects under the same application?

Plan for separate applications (and deposits) per scheme/project. That’s how MHADA runs its lotteries, and BMC’s first independent lottery is following a similar structure via its portal. Check the BMC booklet/portal flow when you apply; if multiple choices are allowed under one login, the system will prompt you for the required deposits project-wise.

What happens if my name appears on the BMC housing lottery waitlist?

If you’re waitlisted, you’re in line for an offer if a selected applicant doesn’t complete payment or surrenders the flat within the stipulated timelines. BMC will publish the waitlist along with the winners and will contact the next-in-line candidate as flats free up. Keep your contact details and documents ready; if you are not ultimately allotted a flat, your refundable deposit is returned per the refund schedule.

Is the application fee refundable if I don’t win the BMC housing lottery?

No. The application/processing fee is non-refundable. The deposit/EMD is refundable if you’re not selected (refund timelines are announced for each event).

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