Affordable Living: Discover Budget-Friendly Housing in Gurgaon

Affordable Living: Discover Budget-Friendly Housing in Gurgaon

Yamini Pahwa

Last Updated on 21st November 2025

Gurgaon has long been known for its premium real estate and corporate buzz, but changing market trends and stabilising property prices in Gurgaon have opened new doors for budget-conscious homebuyers. With large infrastructure upgrades, expanding job hubs, and supportive housing policies, the city is now emerging as a strong destination for upcoming affordable properties in Gurgaon 2025-26 as well as ready-to-move budget homes in newer sectors.

With its diverse real estate market, Gurgaon offers housing options ranging from luxury to affordable. Thanks to the affordable housing scheme in Gurgaon, middle-income groups can access quality housing at affordable prices. This blog takes you through the top affordable housing localities in Gurgaon, spotlighting the most promising emerging sectors and the best new projects to consider in 2025 and 2026.

15 Top Upcoming Affordable Housing Projects in Gurgaon 2025-26

Have a look at the best 15 most affordable housing localities and upcoming affordable housing projects in Gurgaon 2025-26, price: 

 

S.No.

Sector

Avg. 2BHK Price Range

Why It’s Popular

1

Sector 107

₹48.3 Lakh – ₹1.54 Crore

Close to Dwarka Expressway; good future appreciation

2

Sector 108

₹88.3 Lakh – ₹2.77 Crore

Quick access to Delhi & IGI Airport; upcoming projects

3

Sector 90

₹63.4 Lakh – ₹1.65 Crore

Near NH-48; planned infrastructure & family-friendly

4

Sector 92

₹60 Lakh – ₹1.40 Crore

Good township projects; peaceful & well-connected

5

Sector 95

₹44.9 Lakh – ₹1.25 Crore

Affordable gated societies; near Pataudi Road

6

Sector 102

₹72.5 Lakh – ₹2.89 Crore

On Dwarka Expressway; strong rental demand

7

Sector 86

₹64.4 Lakh – ₹2.18 Crore

Close to IMT Manesar; multiple mid-budget project

8

Sector 37D

₹50 Lakh – ₹1.97 Crore

Popular for new launches; good connectivity to Hero Honda Chowk

9

Sector 85

₹66.4 Lakh – ₹2.10 Crore

Well-planned residential zone with upcoming social infrastructure

10

Sector 70

₹69.2 Lakh – ₹2 Crore

Near SPR; fast-growing micro-market

11

Sector 110

₹33 Lakh – ₹1.05 Crore

Strategic location near the Delhi border; strong investor interest

12

Sector 103

₹60.1 Lakh – ₹1.60 Crore

Good schools & hospitals nearby; fast-developing

13

Sector 109

₹35 Lakh – ₹1 Crore

Premium yet value-for-money vs Delhi; expressway access

14

Sector 83

₹1.05 Crore – ₹2.17 Crore

Surrounded by commercial hubs; great livability

15

Sector 104 

₹53.5 Lakh – ₹2.48 Crore

Along Dwarka Expressway, near the proposed metro & long-term ROI

 

1. Sector 107, Gurgaon

Offering a balance of nature and urban facilities, Sector 107 is home to several budget-friendly housing projects. The area is notable for its budget-friendly projects, which offer a high quality of life without a hefty price tag. A key feature of these developments is their focus on community living, highlighted by amenities like clubhouses and community centers, fostering a strong sense of camaraderie among residents. Green parks interspersed throughout the sector add to its appeal, providing serene spaces for relaxation and recreation.

Average starting price for 2 BHK:  ₹48.3 Lakh – ₹1.54 Crore

Landmarks: The Shikshiyan School, Euro Preschool, and Dev Hospital

Some famous housing projects in Sector 107, Gurgaon:

  • Signature Global Solera

  • M3M Woodshire

2. Sector 108, Gurgaon 

An upcoming affordable hotspot along the Dwarka Expressway, Sector 108 promises strong future growth with modern projects and good access to Delhi and IGI Airport. With several new developments planned for 2026 and improved road connectivity, this sector is steadily becoming a promising choice for first-time homebuyers.

Average starting price (2BHK): ₹88.3 Lakh – ₹2.77 Crore
Landmarks: Narayana e-Techno School, Jai Sai Ram Hospital

Popular projects:

  • Sobha City

  • Experion Windchants

  • ATS Trium

3. Sector 90

A rapidly growing sector, Sector 90 offers a range of affordable housing options designed to cater to the needs of middle-income families. The area is well-connected to key parts of Gurgaon and Delhi via major highways, making it an ideal location for commuters. Sector 90 features modern residential projects with amenities such as landscaped gardens, sports facilities, and children’s play areas, ensuring a comfortable and enjoyable living environment for its residents.

Average starting price for 2 BHK: ₹63.4 Lakh – ₹1.65 Crore
Landmarks: Sapphire 90, HDFC Bank, Shee Rajendra Mattress House, and JMS Crosswalk

Some famous housing projects in Sector 90, Gurgaon:

  • Shree Vardhman Flora

  • Shree Vardhman Green Court

  • DLF Regal Gardens

4. Sector 92, Gurgaon

A rapidly developing sector, Sector 92 hosts a range of affordable housing options in Gurgaon. The area is well-equipped with essential services like schools, hospitals, and retail outlets. Moreover, its proximity to the Pataudi Road and NH8 ensures easy accessibility to other parts of the city. This sector is becoming increasingly popular due to its blend of residential comfort and urban convenience, attracting both families and individuals. One of the key strengths of Sector 92 is its robust infrastructure and the availability of essential services that contribute to a convenient and comfortable lifestyle. 

Average starting price for 2 BHK: ₹60 Lakh – ₹1.40 Crore
Landmarks: Sapphire 83 Mall, Royal Public Senior Secondary School, Kidzee Sector 93, Ayushman Hospital.

Some famous housing projects in Sector 92, Gurgaon:

  • Raheja Navodaya

  • Parkwood Westend

  • GLS Avenue

5. Sector 95, Gurgaon

This sector is gaining attention for its affordable flats in Gurgaon, yet modern housing projects. This sector is an ideal choice for those who seek a serene living environment, harmoniously balanced with the benefits of urban conveniences. A significant feature of Sector 95 is its emphasis on gated communities, which provide enhanced security and foster a strong sense of community among residents. These communities often come with additional amenities that enrich the living experience, ensuring residents don’t have to sacrifice comfort and lifestyle quality for affordability.

Average starting price for 2 BHK: ₹44.9 Lakh – ₹1.25 Crore
Landmarks: Jyoti Public School, Royal Public Senior Secondary School, Sapphire 83 Mall.

Some famous housing projects in Sector 95, Gurgaon:

  • Signature Global Roselia

  • ROF Ananda

  • AWHO Shanti Vihar

6. Sector 102, Gurgaon

Located along the Dwarka Expressway, Sector 102 is an emerging residential hub. This sector is drawing significant interest from homebuyers, primarily due to its new launch of affordable housing in Gurgaon projects that manage to offer a touch of luxury. One of the key appeals of Sector 102 is its focus on providing high-end features at reasonable prices. Sports facilities are another highlight, catering to the health and fitness needs of the community and encouraging an active lifestyle. Additionally, the assurance of 24/7 security in these housing projects offers residents safety and peace of mind.

Average starting price for 2 BHK: ₹72.5 Lakh – ₹2.89 Crore
Landmarks: Prime International School, Government Primary School, and Railway Road Sub Post Office.

Some famous housing projects in Sector 102, Gurgaon:

  • Conscient Habitat

  • ROF Aalayas

  • Suncity Avenue

7. Sector 86

This sector is known for its affordable housing projects that offer a blend of comfort and convenience. The sector’s strategic location near major roads and commercial areas makes it an attractive option for working professionals and families. The residential complexes here are equipped with modern amenities such as gyms, swimming pools, and community centers.

Average starting price for 2 BHK: ₹64.4 Lakh – ₹2.18 Crore
Landmarks: Little Champs Pre-School, IPSAA Global School, and SS Omnia – SS Group

Some famous housing projects in Sector 86, Gurgaon:

  • Raheja Navodaya

  • Parkwood Westend

  • Sare Crescent Parc

  • GLS Avenue 51

8. Sector 37D, Gurgaon

Situated near the bustling Dwarka Expressway, Sector 37D is a prime location for affordable housing in Gurgaon.  Its proximity to this major arterial road is a significant advantage, offering residents swift and easy access to various parts of Gurgaon and Delhi. This connectivity is a major draw for working professionals who commute daily, as it significantly reduces travel time to key business hubs like Cyber City, Udyog Vihar, and various corporate parks in Delhi. 

Average starting price for 2 BHK: ₹50 Lakh – ₹1.97 Crore
Landmarks: Mds Public School, Shri Balaji Hospital And Trauma Center

Some famous housing projects in Sector 37D, Gurgaon:

  • Signature Global The Millennia

  • Signature Global City 3D Phase 2

  • Signature Global City 37D II

  • BPTP Terra

  • Ramprastha The Atrium

Suggested read: Affordable Housing Localities in Noida

9.  Sector 85, Gurgaon

This sector in Gurgaon is a testament to thoughtful urban planning, offering an array of affordable housing options amidst a well-structured layout. This sector is bordered by lush green belts, creating a serene, healthy environment for its residents. The infrastructure is robust, featuring wide roads that facilitate easy movement within the area. The availability of public transportation makes commuting convenient, connecting Sector 85 seamlessly to other parts of Gurgaon and beyond. This combination of affordability, green living, and well-developed infrastructure makes Sector 85 an attractive destination for those seeking a comfortable and sustainable lifestyle in Gurgaon.

Average starting price for 2 BHK: ₹66.4 Lakh – ₹2.10 Crore
Landmarks: Heritage Pride Modern School, Sector 85, Gurgaon, and Hyatt Regency Gurgaon.

Some famous housing projects in Sector 85, Gurgaon:

  • Godrej Air

  • SS The Leaf

  • Orris Carnation Residency

10. Sector 70, Gurgaon

This sector stands out as a unique blend of urban development and natural serenity, offering residents a peaceful living space that’s still connected to bustling city life. This sector has become increasingly popular among those seeking a quieter lifestyle without compromising the conveniences of urban living. In Sector 70, affordability does not mean a compromise on quality. The housing options in this sector are designed to provide a high standard of living at reasonable prices. 

Average starting price for 2 BHK: ₹69.2 Lakh – ₹2 Crore
Landmarks: Indus Public School, The Vivekananda School, Cloud Bay Hotel, Ananta Hospital.

Some famous housing projects in Sector 70, Gurgaon:

  • Pyramid Urban Homes

  • GLP Eden Heights

  • Shree Vardhman Victoria

Suggested read: Affordable Housing Projects in Noida

11. Sector 110

This sector is gaining traction for its strategic location and for affordable housing projects that cater to middle-income groups. The sector boasts well-planned residential complexes with amenities such as swimming pools, gyms, and community halls. The focus on green spaces and parks makes it a desirable location for families looking for a balanced urban lifestyle.

Average starting price for 2 BHK: ₹33 Lakh – ₹1.05 Crore
Landmarks: Global School, Shivpriya Holistic Health Hospital, Gurugram Railway Station

Some famous housing projects in Sector 110, Gurgaon:

  • Diplomats Golf Link

  • ROF Aalayas

  • Kashish Manor One

12. Sector 103, Gurgaon

This sector is gaining popularity, especially among commuters, thanks to its proximity to the expressway, making it an ideal location for frequent travelers to different parts of the city. This sector is characterised by well-designed, affordable housing projects tailored to modern family living. Facilities such as jogging tracks offer a perfect setting for fitness enthusiasts, while swimming pools provide a recreational space for relaxation and leisure activities. Additionally, the inclusion of kids’ play areas ensures that young families find a nurturing and fun environment for their children.

Average starting price for 2 BHK: ₹60.1 Lakh – ₹1.60 Crore
Landmarks: Mata mandir, Wah Ji food corner, and DPS Sector 103.

Some famous housing projects in Sector 103, Gurgaon:

  • Indiabulls Centrum Park

  • Satya The Hermitage

  • Godrej Vrikshya

13. Sector 109, Gurgaon

Bordering Delhi, Sector 109 offers affordable housing projects that are strategically located close to the airport and major commercial areas of Gurgaon. This sector has witnessed significant infrastructure development, enhancing connectivity and overall appeal. The availability of affordable housing projects in this area of Gurgaon, coupled with its strategic location, offers a unique combination of convenience and investment potential. The developments here are designed to cater to the needs of modern urban living, making Sector 109 not just a place for immediate residential needs but also a promising area for long-term investment.

Average starting price for 2 BHK: ₹35 Lakh – ₹1 Crore
Landmarks: TYAGI MGF Megamall, OTM Cafe, Indian Oil Petrol Pump, and Vijaya Bank.

Some famous housing projects in Sector 109, Gurgaon:

  • Raheja Shilas

  • Raheja Atharva

  • Chintels Paradiso

14. Sector 83

An emerging residential hub, Sector 83 offers affordable housing options with excellent connectivity to NH8 and Dwarka Expressway. This sector is known for its well-planned infrastructure and a variety of housing projects catering to different budgets. The availability of shopping centres, schools, and healthcare facilities within proximity makes it a convenient place to live.

Average starting price for 2 BHK: ₹1.05 Crore – ₹2.17 Crore

Landmarks: Sri Chaitanya School, Bikaner Sweets, Sapphire 83, and DLF Corporate Greens

Some famous housing projects in Sector 83, Gurgaon:

  • Mapsko Paradise

  • Vatika Inxt City Centre

  • Vatika Emilia Floors

15. Sector 104

Located along the Dwarka Expressway, Sector 104 is becoming a hotspot for affordable housing. The sector offers a range of residential projects that provide modern amenities and a comfortable living environment. The focus on providing a sustainable living environment with ample green spaces and recreational facilities makes it a popular choice among homebuyers.

Average starting price for 2 BHK: ₹53.5 Lakh – ₹2.48 Crore
Landmarks: Lord Krishna Convent School, Shree Krishna Hospital, Ansal Townwalk @ SAHEB, and DREAMZ MALL

Some famous housing projects in Sector 104, Gurgaon:

  • Sadan M2K Olive Green

  • Godrej Summit

  • Hero Homes

Builder Profiles: Gurgaon’s Leading Affordable Housing Developers in 2025

  1. Signature Global: Known for large-scale township planning, timely delivery and expansive amenities; key upcoming projects include Signature Global Imperial (Sector 88B) and other Sector 95 launches.
  2. ROF Group: Focuses on green spaces, family-friendly layouts and strong connectivity — notable for ROF Affordable Housing Sector 7, Sohna.
  3. Pyramid Infratech: Delivers efficient designs and flexible payment structures; highlighted project Pyramid Nest (Sector 85).
  4. Mahira Homes & MRG World: Mahira scores on interiors and safety features (Sector 88B/103), while MRG World emphasises energy-efficient layouts and school proximity.
  5. Other Active Developers: Tulsiani Group, Breez Builders, WAL Group, Diplomats Group, 4S Developers — all launching locality-focused affordable inventory across Sohna, Dwarka Expressway and Farrukhnagar corridors.

Locality-Wise Upcoming Affordable Housing Projects in Gurugram 2025-26

Have a look at the upcoming affordable housing projects in Gurgaon 2025 price list through the table below:

 

Project Name

Locality / Sector

Developer

Configuration

Price / Notable Feature

4S Aster Avenue II

Sector 36, Sohna Rd

4S Developers

2/3 BHK

~ ₹30.18 lakh onwards

Ganga Realty Tathastu

Sector 35, Sohna Rd

Ganga Realty

2/3 BHK

~ ₹35 lakh onwards

Breez Flora Avenue 33

Sector 33, Sohna Rd

Breez Builders

2/3 BHK Floors

~ ₹60 lakh onwards

Signature Global City 81

Sector 81, Gurugram

Signature Global

2/3 BHK

~ ₹61.91 lakh onwards 

Conscient Habitat 102

Sector 102, Dwarka Expressway, Gurugram

Conscient Group

2/3 BHK apartments

~ ₹68.09 lakh onwards

MRG World Ultimus II

Sector 90, Gurugram

MRG World

2/3 BHK apartments

~ ₹70 lakh onwards

 

Demand for Affordable Housing in Gurgaon

The demand for affordable housing in Gurgaon has been steadily increasing over the past few years. Factors such as the city’s expanding corporate landscape, improved infrastructure, and strategic location near Delhi contribute to this trend. Young professionals and families are particularly drawn to Gurgaon due to its employment opportunities, quality educational institutions, and healthcare facilities. Additionally, the affordability of housing in emerging sectors enables many to own homes without compromising on quality or amenities.

Initiatives by the Government for Affordable Housing

The Indian government has launched several initiatives to promote affordable housing across the country, including in Gurgaon. The Pradhan Mantri Awas Yojana (PMAY) is one such scheme aimed at providing affordable housing to all by 2022. Under this scheme, eligible homebuyers can avail of subsidies on home loan interest rates, making it easier for middle-income groups to purchase homes. Additionally, the Haryana government’s Affordable Housing Policy 2014 has facilitated the development of affordable housing projects in Gurgaon, ensuring that quality housing is accessible to a broader demographic.

Application Process for Affordable Housing Projects in Gurgaon (2025): Step-By-Step Guide

  1. Identify Project & Prepare Documents: Choose a project and confirm your income category (EWS/LIG/MIG); gather Aadhaar, PAN, income proof, residence proof, photos and bank details.
  2. Online Registration: Register on the TCP Haryana portal or the builder’s website, fill the application form, upload scanned documents and declare your income slab.
  3. Pay Booking Amount: Submit the application fee (typically ₹5,000–₹10,000) and initial booking (usually 5–10% of unit price).
  4. Enter The e-draw: Participate in the regulated electronic draw (video-recorded) monitored by authorities — successful applicants receive a unique ID and allotment notifications.
  5. Allotment Acceptance & Payments: Accept allotment online/SMS, pay 20% within stipulated days, and follow the instalment schedule (remaining paid in interest-free half-yearly instalments).
  6. Execute Buyer-Builder Agreement & Registration: Sign the registered agreement, pay stamp duty and registration charges as per Haryana RERA, and complete post-allotment formalities.
  7. Possession & After-Sales: Receive possession per timeline; apply for utilities and claim warranty/maintenance benefits. Refunds for unsuccessful applicants are processed within the stated window.

Advantages: Amenities in Gurgaon’s Affordable Housing Projects 2025

  1. Modern Infrastructure & Safety: Lift-enabled blocks, energy-efficient lighting, CCTV surveillance, fire safety systems and backup power.
  2. Social & Recreational Amenities: Landscaped gardens, jogging tracks, sports courts, clubhouses, multi-purpose halls and children’s play zones enhance livability.
  3. Green & Sustainable Features: Rainwater harvesting, solar panels, green belts and water recycling are commonly integrated to reduce running costs.
  4. Location Perks & Low Maintenance: Proximity to business parks, schools, hospitals, metro/bus nodes and often a five-year maintenance waiver on new launches lowers early ownership costs.
  5. Security & Long-Term Value: Gated communities with 24×7 security, controlled access, and trusted developers make affordable homes a secure choice with good rental/resale prospects.

Takeaway

Gurgaon is no longer defined only by its premium real estate pockets. With new expressways, expanding infrastructure, and thoughtfully planned sectors, the city now offers several budget-friendly yet well-built housing choices for middle-income families. Whether you want smooth connectivity, a quieter living environment, or strong long-term appreciation, these 15 sectors deliver solid value in 2025-26. And with upcoming affordable housing projects in Gurgaon 2026 and a rising demand for budget-friendly housing Gurgaon, the city is set to create even more opportunities for homebuyers in the coming years.

FAQs about Affordable Housing in Gurgaon 2025-26

Where is the cheapest place to live in Gurgaon?

If affordability is a priority, one of the cheapest places to live in Gurgaon is Sector 109. This sector offers a range of residential options at competitive prices, making it an attractive choice for budget-conscious individuals.

What is the rate of affordable housing in Gurgaon?

According to the DTCP, affordable group housing prices in Gurugram, Faridabad, Panchkula, Pinjore, and Kalka are 5,000 per square foot.

What is the PM affordable housing scheme in Gurgaon?

The Pradhan Mantri Awas Yojana (PMAY) is a government initiative aimed at providing affordable housing to the urban poor. Under this scheme, beneficiaries can avail of interest subsidies on home loans for purchasing or constructing homes. In Gurgaon, several projects come under this scheme, offering affordable housing options with the benefit of subsidized interest rates.

Where is the best place to buy a flat in Gurugram?

The best place to buy a flat in Gurugram can vary based on individual preferences and needs. Considering factors like budget, proximity to work, and lifestyle requirements will help in making a choice.

How to check upcoming affordable housing projects in Gurgaon?

To stay updated on upcoming affordable housing projects, you can:
Visit real estate portals and websites that list new projects.
Follow news on real estate development in Gurgaon.
Contact local real estate agents or home loan agents who have updated information about new launches.
Monitor government announcements related to affordable housing schemes.

How much salary is enough to live in Gurgaon?

The salary required to live comfortably in Gurgaon varies based on lifestyle, family size, and financial commitments. However, a general estimate suggests that a monthly income of around INR 30,000 to INR 50,000 is needed for a single individual to cover basic living expenses, rent in an affordable area, and maintain a standard lifestyle. For families, this figure would be higher, depending on the number of members and their specific needs.

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